39632
ZIPFMR
Pike County, MS
BRFMR
Eff. Rent
0 BR$837$837
1 BR$845$845
2 BR$986$986
3 BR$1,182$1,182
4 BR$1,418$1,418
5 BR$1,631
6 BR$1,875
7 BR$2,157
8 BR$2,480

Purchase Price Calculator

Maximum purchase price
$84,603

Cost breakdown

+Likely effective rent$986
HUD FMRUsed$986
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$428
Loan amount$67,682
Down payment$16,921
Rate6.50%
Term30 years
-Operating costs-$358
Property taxes-$85
Insurance-$175
Utilities$0
HOA$0
Management-$99
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,130(95.3% ROI)
Projected value
$91,108
Current value$84,603
Return breakdown
Property appreciation+$6,505
Loan principal paid down+$2,425
Rental cash flow+$7,200
5-year hold
+$27,442(162.2% ROI)
Projected value
$95,720
Current value$84,603
Return breakdown
Property appreciation+$11,117
Loan principal paid down+$4,324
Rental cash flow+$12,000
10-year hold
+$58,000(342.8% ROI)
Projected value
$108,299
Current value$84,603
Return breakdown
Property appreciation+$23,696
Loan principal paid down+$10,304
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 39632 (MS) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

39632 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 39632 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $986 and the 4 bedroom fair market rent is $1,418.

Use this page for searches like 39632 FMR, 39632 fair market rent, and 39632 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 39632
Bedroom sizeHUD FMR
Studio$837
1 bedroom$845
2 bedroom$986
3 bedroom$1,182
4 bedroom$1,418