FMR is below market; voucher rent may lag private rents.
0.66
1 BR
1 BR
0.59ratio
FMR$800
Market$1,350
vs market-$550
FMR is below market; voucher rent may lag private rents.
0.59
2 BR
2 BR
0.54ratio
FMR$1,000
Market$1,860
vs market-$860
FMR is below market; voucher rent may lag private rents.
0.54
3 BR
3 BR
0.72ratio
FMR$1,270
Market$1,770
vs market-$500
FMR is below market; voucher rent may lag private rents.
0.72
4 BR
4 BR
0.82ratio
FMR$1,320
Market$1,600
vs market-$280
FMR is below market; voucher rent may lag private rents.
0.82
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 39818 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 39818 (Bainbridge, GA) is $1,000 a month. That is up 3.1% from $970 in FY 2026. Bainbridge is in the Decatur County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,002. Among 9 ZIP codes in Decatur County, 39818 is tied for the 4th-highest two-bedroom rent (county range $1,000–$1,270). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 39818 is 5% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 39818
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$850
$790
−7.1%
$711–$869
1BR
$850
$800
−5.9%
$720–$880
2BR
$970
$1,000
+3.1%
$900–$1,100
3BR
$1,290
$1,270
−1.6%
$1,143–$1,397
4BR
$1,290
$1,320
+2.3%
$1,188–$1,452
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 39818
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$790
$800
$1,000
$1,270
$1,320
FY 2026
$850
$850
$970
$1,290
$1,290
FY 2025
$790
$800
$910
$1,190
$1,210
FY 2024area FMR
$750
$754
$885
$1,140
$1,179
FY 2023area FMR
$620
$624
$772
$984
$1,037
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Two-bedroom rent in nearby Decatur County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 39818?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,002, which applies unless the housing authority uses Small Area FMRs, that basic range is $902 to $1,102 a month; under the ZIP-level Small Area FMR of $1,000 it would be $900 to $1,100. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 39818 in?
ZIP 39818 is in the Decatur County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,002.
How much did fair market rent change in ZIP 39818 for FY 2027?
The two-bedroom FMR rose 3.1%, from $970 in FY 2026 to $1,000 in FY 2027. Since FY 2025 it has risen 9.9%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set