40526
ZIPSAFMR
Fayette County, KY
BRFMR
Eff. Rent
0 BR$870$870
1 BR$1,060$1,060
2 BR$1,250$1,250
3 BR$1,710$1,710
4 BR$1,910$1,910
5 BR$2,197
6 BR$2,526
7 BR$2,905
8 BR$3,341

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.00ratio
FMR$870
Market$870
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
1 BR
1 BR
0.93ratio
FMR$1,060
Market$1,140
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
2 BR
2 BR
0.89ratio
FMR$1,250
Market$1,400
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
3 BR
3 BR
0.90ratio
FMR$1,710
Market$1,900
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
4 BR
4 BR
0.67ratio
FMR$1,910
Market$2,870
vs market-$960

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$123,833
Rent
$1,250
Down payment
$24,767
Loan
$99,066
Mortgage
$626
Expenses
$424
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40526 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.