42223
ZIPSAFMR
Christian County, KY
BRFMR
Eff. Rent
0 BR$1,300$760
1 BR$1,310$1,050
2 BR$1,610$1,120
3 BR$2,240$1,530
4 BR$2,700$1,700
5 BR$3,105
6 BR$3,571
7 BR$4,106
8 BR$4,722

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.71ratio
FMR$1,300
Market$760
vs market+$540

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.71
1 BR
1 BR
1.25ratio
FMR$1,310
Market$1,050
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
2 BR
2 BR
1.44ratio
FMR$1,610
Market$1,120
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.44
3 BR
3 BR
1.46ratio
FMR$2,240
Market$1,530
vs market+$710

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.46
4 BR
4 BR
1.59ratio
FMR$2,700
Market$1,700
vs market+$1,000

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.59
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$177,329
Rent
$1,610
Down payment
$35,466
Loan
$141,863
Mortgage
$897
Expenses
$513
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 42223 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.