44416
ZIPSAFMR
Mahoning County, OH
BRFMR
Eff. Rent
0 BR$730$800
1 BR$770$850
2 BR$970$1,070
3 BR$1,270$1,400
4 BR$1,340$1,470
5 BR$1,541
6 BR$1,772
7 BR$2,038
8 BR$2,344

Purchase Price Calculator

Maximum purchase price
$97,085

Cost breakdown

+Likely effective rent$1,070
HUD FMR$970
Market rent$1,430
Est. payment standard (110%)Used$1,070
Estimated payment standard is $1,070 (110% of FMR).
-Principal and interest-$491
Loan amount$77,668
Down payment$19,417
Rate6.50%
Term30 years
-Operating costs-$379
Property taxes-$97
Insurance-$175
Utilities$0
HOA$0
Management-$107
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,448(89.9% ROI)
Projected value
$104,550
Current value$97,085
Return breakdown
Property appreciation+$7,465
Loan principal paid down+$2,783
Rental cash flow+$7,200
5-year hold
+$29,720(153.1% ROI)
Projected value
$109,843
Current value$97,085
Return breakdown
Property appreciation+$12,758
Loan principal paid down+$4,962
Rental cash flow+$12,000
10-year hold
+$63,016(324.5% ROI)
Projected value
$124,277
Current value$97,085
Return breakdown
Property appreciation+$27,192
Loan principal paid down+$11,824
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.61ratio
FMR$730
Market$1,190
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$657 / 0.55 ratio110% standard$803 / 0.67 ratio
0.61
1 BR
1 BR
0.66ratio
FMR$770
Market$1,170
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$693 / 0.59 ratio110% standard$847 / 0.72 ratio
0.66
2 BR
2 BR
0.68ratio
FMR$970
Market$1,430
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$873 / 0.61 ratio110% standard$1,067 / 0.75 ratio
0.68
3 BR
3 BR
0.65ratio
FMR$1,270
Market$1,950
vs market-$680

FMR is below market; voucher rent may lag private rents.

90% standard$1,143 / 0.59 ratio110% standard$1,397 / 0.72 ratio
0.65
4 BR
4 BR
0.62ratio
FMR$1,340
Market$2,150
vs market-$810

FMR is below market; voucher rent may lag private rents.

90% standard$1,206 / 0.56 ratio110% standard$1,474 / 0.69 ratio
0.62
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 44416 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

44416 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 44416 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $970 and the 4 bedroom fair market rent is $1,340.

Use this page for searches like 44416 FMR, 44416 fair market rent, and 44416 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 44416
Bedroom sizeHUD FMR
Studio$730
1 bedroom$770
2 bedroom$970
3 bedroom$1,270
4 bedroom$1,340