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45633

ZIPFMR
Ross County, OH
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$868$868
1 BR$920$920
2 BR$1,093$1,093
3 BR$1,399$1,399
4 BR$1,436$1,436
5 BR$1,651Not available
6 BR$1,899Not available
7 BR$2,184Not available
8 BR$2,512Not available

Purchase Price Calculator

Maximum purchase price
$100,503

Cost breakdown

+Likely effective rent$1,093
HUD FMRUsed$1,093
Market rentN/A
Est. payment standardN/A
-Principal and interest-$508
Loan amount$80,402
Down payment$20,101
Rate6.50%
Term30 years
-Operating costs-$385
Property taxes-$101
Insurance-$175
Utilities$0
HOA$0
Management-$109
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,808(88.6% ROI)
Projected value
$108,231
Return breakdown
Property appreciation+$7,728
Loan principal paid down+$2,881
Rental cash flow+$7,200
5-year hold
+$30,344(151.0% ROI)
Projected value
$113,710
Return breakdown
Property appreciation+$13,207
Loan principal paid down+$5,137
Rental cash flow+$12,000
10-year hold
+$64,390(320.3% ROI)
Projected value
$128,652
Return breakdown
Property appreciation+$28,149
Loan principal paid down+$12,240
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 45633 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 45633 (Hallsville, OH) is $1,093 a month. That is up 3.4% from $1,057 in FY 2026. Hallsville is in the Ross County, OH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Ohio is $1,048, so ZIP 45633 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 45633
BedroomsFY 2027Change90–110% range
Studio$868+10.6%$781–$955
1BR$920+4.3%$828–$1,012
2BR$1,093+3.4%$984–$1,202
3BR$1,399+4.8%$1,259–$1,539
4BR$1,436+2.6%$1,292–$1,580

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 45633
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$868$920$1,093$1,399$1,436
FY 2026$785$882$1,057$1,335$1,399
FY 2025$731$807$971$1,195$1,287
FY 2024$667$768$934$1,155$1,244
FY 2023$624$690$856$1,045$1,168

Questions about ZIP 45633 rents

How much will Section 8 pay for a two-bedroom in ZIP 45633?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,093, that basic range is $984 to $1,202 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 45633 in?

ZIP 45633 is in the Ross County, OH non-metropolitan FMR area.

How much did fair market rent change in ZIP 45633 for FY 2027?

The two-bedroom FMR rose 3.4%, from $1,057 in FY 2026 to $1,093 in FY 2027. Since FY 2023 it has risen 27.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set