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Washington County/Barlow/45712

45712

ZIPFMR
Washington County, OH
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$809$890
1 BR$814$900
2 BR$1,003$1,100
3 BR$1,359$1,480
4 BR$1,521$1,600
5 BR$1,749Not available
6 BR$2,012Not available
7 BR$2,313Not available
8 BR$2,660Not available

Purchase Price Calculator

Maximum purchase price
$101,543

Cost breakdown

+Likely effective rent$1,100
HUD FMR$1,003
Market rent$1,390
Est. payment standard (110%)Used$1,100
-Principal and interest-$513
Loan amount$81,234
Down payment$20,309
Rate6.50%
Term30 years
-Operating costs-$387
Property taxes-$102
Insurance-$175
Utilities$0
HOA$0
Management-$110
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,918(88.2% ROI)
Projected value
$109,351
Return breakdown
Property appreciation+$7,808
Loan principal paid down+$2,910
Rental cash flow+$7,200
5-year hold
+$30,534(150.3% ROI)
Projected value
$114,887
Return breakdown
Property appreciation+$13,344
Loan principal paid down+$5,190
Rental cash flow+$12,000
10-year hold
+$64,808(319.1% ROI)
Projected value
$129,984
Return breakdown
Property appreciation+$28,441
Loan principal paid down+$12,367
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.81
1 BR
0.86
2 BR
0.72
3 BR
0.88
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 45712 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 45712 (Barlow, OH) is $1,003 a month. That is up 3.1% from $973 in FY 2026. Barlow is in the Washington County, OH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Ohio is $1,048, so ZIP 45712 is 4% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 45712
BedroomsFY 2027Change90–110% range
Studio$809+7.0%$728–$890
1BR$814+7.1%$733–$895
2BR$1,003+3.1%$903–$1,103
3BR$1,359+3.5%$1,223–$1,495
4BR$1,521+5.0%$1,369–$1,673

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 45712
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$809$814$1,003$1,359$1,521
FY 2026$756$760$973$1,313$1,449
FY 2025$675$680$892$1,201$1,252
FY 2024$654$659$860$1,114$1,224
FY 2023$610$614$794$991$1,130

Questions about ZIP 45712 rents

How much will Section 8 pay for a two-bedroom in ZIP 45712?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,003, that basic range is $903 to $1,103 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 45712 in?

ZIP 45712 is in the Washington County, OH non-metropolitan FMR area.

How much did fair market rent change in ZIP 45712 for FY 2027?

The two-bedroom FMR rose 3.1%, from $973 in FY 2026 to $1,003 in FY 2027. Since FY 2023 it has risen 26.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBarlow, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources