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45837

ZIPFMR
Putnam County, OH
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$827$827
1 BR$837$837
2 BR$1,095$1,095
3 BR$1,305$1,305
4 BR$1,452$1,452
5 BR$1,670Not available
6 BR$1,920Not available
7 BR$2,208Not available
8 BR$2,540Not available

Purchase Price Calculator

Maximum purchase price
$100,800

Cost breakdown

+Likely effective rent$1,095
HUD FMRUsed$1,095
Market rentN/A
Est. payment standardN/A
-Principal and interest-$510
Loan amount$80,640
Down payment$20,160
Rate6.50%
Term30 years
-Operating costs-$385
Property taxes-$101
Insurance-$175
Utilities$0
HOA$0
Management-$110
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$17,840(88.5% ROI)
Projected value
$108,551
Return breakdown
Property appreciation+$7,751
Loan principal paid down+$2,889
Rental cash flow+$7,200
5-year hold
+$30,398(150.8% ROI)
Projected value
$114,046
Return breakdown
Property appreciation+$13,246
Loan principal paid down+$5,152
Rental cash flow+$12,000
10-year hold
+$64,509(320.0% ROI)
Projected value
$129,033
Return breakdown
Property appreciation+$28,233
Loan principal paid down+$12,277
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 45837 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 45837 (Dupont, OH) is $1,095 a month. That is up 4.0% from $1,053 in FY 2026. Dupont is in the Putnam County, OH non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Ohio is $1,048, so ZIP 45837 is 4% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 45837
BedroomsFY 2027Change90–110% range
Studio$827+3.8%$744–$910
1BR$837+3.6%$753–$921
2BR$1,095+4.0%$986–$1,205
3BR$1,305+3.3%$1,175–$1,436
4BR$1,452+4.2%$1,307–$1,597

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 45837
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$827$837$1,095$1,305$1,452
FY 2026$797$808$1,053$1,263$1,394
FY 2025$690$724$919$1,107$1,218
FY 2024$639$710$860$1,040$1,145
FY 2023$587$665$794$966$1,067

Questions about ZIP 45837 rents

How much will Section 8 pay for a two-bedroom in ZIP 45837?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,095, that basic range is $986 to $1,205 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 45837 in?

ZIP 45837 is in the Putnam County, OH non-metropolitan FMR area.

How much did fair market rent change in ZIP 45837 for FY 2027?

The two-bedroom FMR rose 4.0%, from $1,053 in FY 2026 to $1,095 in FY 2027. Since FY 2023 it has risen 37.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set