58076
ZIPSAFMR
Richland County, ND
BRFMR
Eff. Rent
0 BR$670$680
1 BR$670$710
2 BR$880$810
3 BR$1,220$880
4 BR$1,480$870
5 BR$1,702
6 BR$1,957
7 BR$2,251
8 BR$2,589

Purchase Price Calculator

Maximum purchase price
$58,449

Cost breakdown

+Likely effective rent$810
HUD FMR$880
Market rentUsed$810
Est. payment standard (95%)$830
Market rent is below the inferred standard ($830, 95% of FMR).
-Principal and interest-$296
Loan amount$46,759
Down payment$11,690
Rate6.50%
Term30 years
-Operating costs-$314
Property taxes-$58
Insurance-$175
Utilities$0
HOA$0
Management-$81
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,369(114.4% ROI)
Projected value
$62,943
Current value$58,449
Return breakdown
Property appreciation+$4,494
Loan principal paid down+$1,675
Rental cash flow+$7,200
5-year hold
+$22,668(193.9% ROI)
Projected value
$66,130
Current value$58,449
Return breakdown
Property appreciation+$7,681
Loan principal paid down+$2,987
Rental cash flow+$12,000
10-year hold
+$47,489(406.2% ROI)
Projected value
$74,820
Current value$58,449
Return breakdown
Property appreciation+$16,371
Loan principal paid down+$7,119
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$670
Market$690
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$603 / 0.87 ratio110% standard$737 / 1.07 ratio
0.97
1 BR
1 BR
0.92ratio
FMR$670
Market$730
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$603 / 0.83 ratio110% standard$737 / 1.01 ratio
0.92
2 BR
2 BR
1.09ratio
FMR$880
Market$810
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$792 / 0.98 ratio110% standard$968 / 1.20 ratio
1.09
3 BR
3 BR
1.39ratio
FMR$1,220
Market$880
vs market+$340

FMR is above market; underwrite to market rent.

90% standard$1,098 / 1.25 ratio110% standard$1,342 / 1.53 ratio
1.39
4 BR
4 BR
1.70ratio
FMR$1,480
Market$870
vs market+$610

FMR is above market; underwrite to market rent.

1.70
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 58076 (ND) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

58076 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 58076 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $880 and the 4 bedroom fair market rent is $1,480.

Use this page for searches like 58076 FMR, 58076 fair market rent, and 58076 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 58076
Bedroom sizeHUD FMR
Studio$670
1 bedroom$670
2 bedroom$880
3 bedroom$1,220
4 bedroom$1,480