Skip to main content
Loading page

71272

ZIPSAFMR
Lincoln Parish, LA
Loading Investment Score

ZIP Investment Score

-- 

095130300
BRFMR
Eff. Rent
0 BR$720$690
1 BR$760$790
2 BR$890$970
3 BR$1,240$1,260
4 BR$1,430$1,530
5 BR$1,644Not available
6 BR$1,891Not available
7 BR$2,175Not available
8 BR$2,501Not available

Purchase Price Calculator

Maximum purchase price
$82,225

Cost breakdown

+Likely effective rent$970
HUD FMR$890
Market rent$1,010
Est. payment standard (109%)Used$970
-Principal and interest-$416
Loan amount$65,780
Down payment$16,445
Rate6.50%
Term30 years
-Operating costs-$354
Property taxes-$82
Insurance-$175
Utilities$0
HOA$0
Management-$97
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,879(96.6% ROI)
Projected value
$88,547
Return breakdown
Property appreciation+$6,322
Loan principal paid down+$2,357
Rental cash flow+$7,200
5-year hold
+$27,008(164.2% ROI)
Projected value
$93,030
Return breakdown
Property appreciation+$10,805
Loan principal paid down+$4,203
Rental cash flow+$12,000
10-year hold
+$57,044(346.9% ROI)
Projected value
$105,255
Return breakdown
Property appreciation+$23,030
Loan principal paid down+$10,014
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.04
1 BR
0.95
2 BR
0.88
3 BR
0.98
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 71272 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 71272 (Ruston, LA) is $890 a month. That is down 5.3% from $940 in FY 2026. Ruston is in the Lincoln Parish, LA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $892. Among 12 ZIP codes in Lincoln Parish, 71272 is tied for the 9th-highest two-bedroom rent (county range $890–$1,160). The median county two-bedroom FMR in Louisiana is $995, so ZIP 71272 is 11% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 71272
BedroomsFY 2027Change90–110% range
Studio$720+5.9%$648–$792
1BR$7600.0%$684–$836
2BR$890−5.3%$801–$979
3BR$1,240−3.1%$1,116–$1,364
4BR$1,430−2.7%$1,287–$1,573

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 71272
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$720$760$890$1,240$1,430
FY 2026$680$760$940$1,280$1,470
FY 2025$720$780$980$1,290$1,600
FY 2024area FMR$678$727$906$1,178$1,537
FY 2023area FMR$538$663$805$1,050$1,371

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Lincoln Parish ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 71272
71001$940+5.6%
71003$990+11.2%
71225$1,000+12.4%
71227$980+10.1%
71234$1,160+30.3%
71235$930+4.5%
71241$930+4.5%
71245$8900.0%
71270$8900.0%
71272Current$890—
71273$8900.0%
71275$960+7.9%

Questions about ZIP 71272 rents

How much will Section 8 pay for a two-bedroom in ZIP 71272?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $892, which applies unless the housing authority uses Small Area FMRs, that basic range is $803 to $981 a month; under the ZIP-level Small Area FMR of $890 it would be $801 to $979. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 71272 in?

ZIP 71272 is in the Lincoln Parish, LA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $892.

How much did fair market rent change in ZIP 71272 for FY 2027?

The two-bedroom FMR fell 5.3%, from $940 in FY 2026 to $890 in FY 2027. Since FY 2025 it has fallen 9.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set