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71326

ZIPSAFMR
Concordia Parish, LA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$640$640
1 BR$700$700
2 BR$890$890
3 BR$1,150$1,150
4 BR$1,430$1,430
5 BR$1,644Not available
6 BR$1,891Not available
7 BR$2,175Not available
8 BR$2,501Not available

Purchase Price Calculator

Maximum purchase price
$70,337

Cost breakdown

+Likely effective rent$890
HUD FMRUsed$890
Market rentN/A
Est. payment standardN/A
-Principal and interest-$356
Loan amount$56,270
Down payment$14,067
Rate6.50%
Term30 years
-Operating costs-$334
Property taxes-$70
Insurance-$175
Utilities$0
HOA$0
Management-$89
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$14,624(104.0% ROI)
Projected value
$75,745
Return breakdown
Property appreciation+$5,408
Loan principal paid down+$2,016
Rental cash flow+$7,200
5-year hold
+$24,838(176.6% ROI)
Projected value
$79,580
Return breakdown
Property appreciation+$9,243
Loan principal paid down+$3,595
Rental cash flow+$12,000
10-year hold
+$52,267(371.5% ROI)
Projected value
$90,037
Return breakdown
Property appreciation+$19,700
Loan principal paid down+$8,566
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 71326 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 71326 (Clayton, LA) is $890 a month. That is up 7.2% from $830 in FY 2026. Clayton is in the Concordia Parish, LA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $893. Among 6 ZIP codes in Concordia Parish, 71326 is tied for the 5th-highest two-bedroom rent (county range $890–$1,060). The median county two-bedroom FMR in Louisiana is $995, so ZIP 71326 is 11% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 71326
BedroomsFY 2027Change90–110% range
Studio$640+4.9%$576–$704
1BR$700−5.4%$630–$770
2BR$890+7.2%$801–$979
3BR$1,1500.0%$1,035–$1,265
4BR$1,430+13.5%$1,287–$1,573

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 71326
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$640$700$890$1,150$1,430
FY 2026$610$740$830$1,150$1,260
FY 2025$670$690$900$1,270$1,320
FY 2024area FMR$615$626$822$1,158$1,192
FY 2023area FMR$567$655$740$990$994

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Concordia Parish ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 71326
71316$1,060+19.1%
71326Current$890—
71334$8900.0%
71343$1,010+13.5%
71354$1,020+14.6%
71373$1,060+19.1%

Questions about ZIP 71326 rents

How much will Section 8 pay for a two-bedroom in ZIP 71326?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $893, which applies unless the housing authority uses Small Area FMRs, that basic range is $804 to $982 a month; under the ZIP-level Small Area FMR of $890 it would be $801 to $979. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 71326 in?

ZIP 71326 is in the Concordia Parish, LA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $893.

How much did fair market rent change in ZIP 71326 for FY 2027?

The two-bedroom FMR rose 7.2%, from $830 in FY 2026 to $890 in FY 2027. Since FY 2025 it has fallen 1.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set