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73125

ZIPFMR
Oklahoma County, OK
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$958$990
1 BR$1,040$1,140
2 BR$1,264$1,390
3 BR$1,713$1,880
4 BR$1,923$2,120
5 BR$2,211Not available
6 BR$2,543Not available
7 BR$2,925Not available
8 BR$3,363Not available

Purchase Price Calculator

Maximum purchase price
$144,637

Cost breakdown

+Likely effective rent$1,390
HUD FMR$1,264
Market rent$1,700
Est. payment standard (110%)Used$1,390
-Principal and interest-$731
Loan amount$115,710
Down payment$28,927
Rate6.50%
Term30 years
-Operating costs-$459
Property taxes-$145
Insurance-$175
Utilities$0
HOA$0
Management-$139
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,467(77.7% ROI)
Projected value
$155,758
Return breakdown
Property appreciation+$11,121
Loan principal paid down+$4,146
Rental cash flow+$7,200
5-year hold
+$38,399(132.7% ROI)
Projected value
$163,643
Return breakdown
Property appreciation+$19,006
Loan principal paid down+$7,393
Rental cash flow+$12,000
10-year hold
+$82,126(283.9% ROI)
Projected value
$185,148
Return breakdown
Property appreciation+$40,511
Loan principal paid down+$17,615
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
0.74
2 BR
0.74
3 BR
0.64
4 BR
0.67
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 73125 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 73125 (Oklahoma City, OK) is $1,264 a month. That is up 1.6% from $1,244 in FY 2026. Oklahoma City is in the Oklahoma City, OK HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Oklahoma is $916, so ZIP 73125 is 38% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 73125
BedroomsFY 2027Change90–110% range
Studio$958+2.0%$862–$1,054
1BR$1,040+2.3%$936–$1,144
2BR$1,264+1.6%$1,138–$1,390
3BR$1,713+2.3%$1,542–$1,884
4BR$1,923+3.6%$1,731–$2,115

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 73125
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$958$1,040$1,264$1,713$1,923
FY 2026$939$1,017$1,244$1,675$1,857
FY 2025$886$961$1,180$1,575$1,719
FY 2024$824$884$1,091$1,454$1,605
FY 2023$775$821$1,016$1,353$1,536

Questions about ZIP 73125 rents

How much will Section 8 pay for a two-bedroom in ZIP 73125?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,264, that basic range is $1,138 to $1,390 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 73125 in?

ZIP 73125 is in the Oklahoma City, OK HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 73125 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,244 in FY 2026 to $1,264 in FY 2027. Since FY 2023 it has risen 24.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set