FMR is near market; voucher and private rents are aligned.
0.95
1 BR
1 BR
0.94ratio
FMR$830
Market$880
vs market-$50
FMR is near market; voucher and private rents are aligned.
0.94
2 BR
2 BR
0.77ratio
FMR$1,010
Market$1,320
vs market-$310
FMR is below market; voucher rent may lag private rents.
0.77
3 BR
3 BR
0.80ratio
FMR$1,400
Market$1,750
vs market-$350
FMR is below market; voucher rent may lag private rents.
0.80
4 BR
4 BR
0.68ratio
FMR$1,470
Market$2,150
vs market-$680
FMR is below market; voucher rent may lag private rents.
0.68
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 74076 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 74076 (Stillwater, OK) is $1,010 a month. That is down 2.9% from $1,040 in FY 2026. Stillwater is in the Payne County, OK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,010. Among 17 ZIP codes in Payne County, 74076 is tied for the 5th-highest two-bedroom rent (county range $920–$1,130). The median county two-bedroom FMR in Oklahoma is $916, so ZIP 74076 is 10% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 74076
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$790
$800
+1.3%
$720–$880
1BR
$850
$830
−2.4%
$747–$913
2BR
$1,040
$1,010
−2.9%
$909–$1,111
3BR
$1,450
$1,400
−3.4%
$1,260–$1,540
4BR
$1,580
$1,470
−7.0%
$1,323–$1,617
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 74076
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$800
$830
$1,010
$1,400
$1,470
FY 2026
$790
$850
$1,040
$1,450
$1,580
FY 2025
$760
$820
$1,010
$1,420
$1,520
FY 2024area FMR
$744
$803
$976
$1,375
$1,521
FY 2023area FMR
$698
$747
$897
$1,248
$1,405
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
How much will Section 8 pay for a two-bedroom in ZIP 74076?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $909 to $1,111 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 74076 in?
ZIP 74076 is in the Payne County, OK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,010.
How much did fair market rent change in ZIP 74076 for FY 2027?
The two-bedroom FMR fell 2.9%, from $1,040 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 0.0%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set