78131
ZIPSAFMR
Comal County, TX
BRFMR
Eff. Rent
0 BR$1,220$1,070
1 BR$1,330$1,240
2 BR$1,610$1,610
3 BR$2,070$1,990
4 BR$2,410$2,410
5 BR$2,772
6 BR$3,187
7 BR$3,665
8 BR$4,215

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.14ratio
FMR$1,220
Market$1,070
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
1 BR
1 BR
1.07ratio
FMR$1,330
Market$1,240
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
2 BR
2 BR
0.93ratio
FMR$1,610
Market$1,730
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
3 BR
3 BR
1.04ratio
FMR$2,070
Market$1,990
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
4 BR
4 BR
0.95ratio
FMR$2,410
Market$2,540
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$177,329
Rent
$1,610
Down payment
$35,466
Loan
$141,863
Mortgage
$897
Expenses
$513
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78131 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.