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92179

ZIPSAFMR
San Diego County, CA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$2,150$2,370
1 BR$2,290$2,520
2 BR$2,770$3,050
3 BR$3,670$3,880
4 BR$4,440$4,580
5 BR$5,106Not available
6 BR$5,872Not available
7 BR$6,753Not available
8 BR$7,766Not available

Purchase Price Calculator

Maximum purchase price
$391,312

Cost breakdown

+Likely effective rent$3,050
HUD FMR$2,770
Market rent$3,700
Est. payment standard (110%)Used$3,050
-Principal and interest-$1,979
Loan amount$313,050
Down payment$78,262
Rate6.50%
Term30 years
-Operating costs-$871
Property taxes-$391
Insurance-$175
Utilities$0
HOA$0
Management-$305
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,504(62.0% ROI)
Projected value
$421,401
Return breakdown
Property appreciation+$30,088
Loan principal paid down+$11,216
Rental cash flow+$7,200
5-year hold
+$83,422(106.6% ROI)
Projected value
$442,734
Return breakdown
Property appreciation+$51,422
Loan principal paid down+$20,001
Rental cash flow+$12,000
10-year hold
+$181,259(231.6% ROI)
Projected value
$500,913
Return breakdown
Property appreciation+$109,601
Loan principal paid down+$47,658
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.82
1 BR
0.85
2 BR
0.75
3 BR
0.92
4 BR
0.95
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 92179 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92179 (San Diego, CA) is $2,770 a month. That is down 6.1% from $2,950 in FY 2026. San Diego is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92179 is tied for the 133rd-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92179 is 61% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92179
BedroomsFY 2027Change90–110% range
Studio$2,150−4.4%$1,935–$2,365
1BR$2,290−5.4%$2,061–$2,519
2BR$2,770−6.1%$2,493–$3,047
3BR$3,670−6.6%$3,303–$4,037
4BR$4,440−6.7%$3,996–$4,884

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92179
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,150$2,290$2,770$3,670$4,440
FY 2026$2,250$2,420$2,950$3,930$4,760
FY 2025$2,020$2,190$2,710$3,620$4,410
FY 2024$2,060$2,250$2,830$3,820$4,630
FY 2023$1,710$1,890$2,400$3,280$3,990

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92179
92169$2,820+1.8%
92170$2,820+1.8%
92171$2,820+1.8%
92172$2,820+1.8%
92173$2,310−16.6%
92174$2,820+1.8%
92175$2,820+1.8%
92176$2,820+1.8%
92177$2,820+1.8%
92178$2,820+1.8%
92179Current$2,770—
92182$2,820+1.8%

Questions about ZIP 92179 rents

How much will Section 8 pay for a two-bedroom in ZIP 92179?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,770, that basic range is $2,493 to $3,047 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92179 in?

ZIP 92179 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92179 for FY 2027?

The two-bedroom FMR fell 6.1%, from $2,950 in FY 2026 to $2,770 in FY 2027. Since FY 2023 it has risen 15.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set