93010
ZIPSAFMR
Ventura County, CA
BRFMR
Eff. Rent
0 BR$2,130$2,170
1 BR$2,400$2,480
2 BR$2,870$2,950
3 BR$3,890$3,800
4 BR$4,520$4,550
5 BR$5,198
6 BR$5,978
7 BR$6,874
8 BR$7,906

Purchase Price Calculator

Maximum purchase price
$376,452

Cost breakdown

+Likely effective rent$2,950
HUD FMR$2,870
Market rent$3,000
Est. payment standard (103%)Used$2,950
Estimated payment standard is $2,950 (103% of FMR).
-Principal and interest-$1,904
Loan amount$301,162
Down payment$75,290
Rate6.50%
Term30 years
-Operating costs-$846
Property taxes-$376
Insurance-$175
Utilities$0
HOA$0
Management-$295
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$46,936(62.3% ROI)
Projected value
$405,398
Current value$376,452
Return breakdown
Property appreciation+$28,946
Loan principal paid down+$10,790
Rental cash flow+$7,200
5-year hold
+$80,710(107.2% ROI)
Projected value
$425,921
Current value$376,452
Return breakdown
Property appreciation+$49,469
Loan principal paid down+$19,241
Rental cash flow+$12,000
10-year hold
+$175,287(232.8% ROI)
Projected value
$481,891
Current value$376,452
Return breakdown
Property appreciation+$105,438
Loan principal paid down+$45,848
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.97ratio
FMR$2,130
Market$2,190
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,917 / 0.88 ratio110% standard$2,343 / 1.07 ratio
0.97
1 BR
1 BR
0.95ratio
FMR$2,400
Market$2,520
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$2,160 / 0.86 ratio110% standard$2,640 / 1.05 ratio
0.95
2 BR
2 BR
0.96ratio
FMR$2,870
Market$3,000
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$2,583 / 0.86 ratio110% standard$3,157 / 1.05 ratio
0.96
3 BR
3 BR
1.02ratio
FMR$3,890
Market$3,800
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$3,501 / 0.92 ratio110% standard$4,279 / 1.13 ratio
1.02
4 BR
4 BR
0.99ratio
FMR$4,520
Market$4,570
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$4,068 / 0.89 ratio110% standard$4,972 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93010 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93010 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93010 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,870 and the 4 bedroom fair market rent is $4,520.

Use this page for searches like 93010 FMR, 93010 fair market rent, and 93010 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93010
Bedroom sizeHUD FMR
Studio$2,130
1 bedroom$2,400
2 bedroom$2,870
3 bedroom$3,890
4 bedroom$4,520