FMR is near market; voucher and private rents are aligned.
0.95
1 BR
1 BR
0.98ratio
FMR$2,780
Market$2,830
vs market-$50
FMR is near market; voucher and private rents are aligned.
0.98
2 BR
2 BR
1.05ratio
FMR$3,270
Market$3,110
vs market+$160
FMR is near market; voucher and private rents are aligned.
1.05
3 BR
3 BR
1.06ratio
FMR$4,390
Market$4,130
vs market+$260
FMR is near market; voucher and private rents are aligned.
1.06
4 BR
4 BR
1.00ratio
FMR$4,690
Market$4,670
vs market+$20
FMR is near market; voucher and private rents are aligned.
1.00
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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ZIP 95026 fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 95026 (Holy City, CA) is $3,270 a month. That is down 6.0% from $3,480 in FY 2026. Holy City is in the San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 101 ZIP codes in Santa Clara County, 95026 is tied for the 36th-highest two-bedroom rent (county range $2,290–$4,480). The median county two-bedroom FMR in California is $1,725, so ZIP 95026 is 90% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for 95026
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$2,620
$2,460
−6.1%
$2,214–$2,706
1BR
$2,980
$2,780
−6.7%
$2,502–$3,058
2BR
$3,480
$3,270
−6.0%
$2,943–$3,597
3BR
$4,600
$4,390
−4.6%
$3,951–$4,829
4BR
$5,010
$4,690
−6.4%
$4,221–$5,159
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for 95026
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$2,460
$2,780
$3,270
$4,390
$4,690
FY 2026
$2,620
$2,980
$3,480
$4,600
$5,010
FY 2025
$2,610
$2,980
$3,450
$4,480
$4,880
FY 2024
$2,380
$2,690
$3,130
$4,010
$4,420
FY 2023
$2,220
$2,510
$2,940
$3,750
$4,200
Two-bedroom rent in nearby Santa Clara County ZIP codes
How much will Section 8 pay for a two-bedroom in ZIP 95026?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,270, that basic range is $2,943 to $3,597 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is ZIP 95026 in?
ZIP 95026 is in the San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.
How much did fair market rent change in ZIP 95026 for FY 2027?
The two-bedroom FMR fell 6.0%, from $3,480 in FY 2026 to $3,270 in FY 2027. Since FY 2023 it has risen 11.2%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set