95658
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$1,590$1,670
1 BR$1,670$1,830
2 BR$2,050$2,070
3 BR$2,730$2,870
4 BR$3,150$3,370
5 BR$3,622
6 BR$4,166
7 BR$4,791
8 BR$5,509

Purchase Price Calculator

Maximum purchase price
$245,685

Cost breakdown

+Likely effective rent$2,070
HUD FMR$2,050
Market rent$2,080
Est. payment standard (101%)Used$2,070
Estimated payment standard is $2,070 (101% of FMR).
-Principal and interest-$1,242
Loan amount$196,548
Down payment$49,137
Rate6.50%
Term30 years
-Operating costs-$628
Property taxes-$246
Insurance-$175
Utilities$0
HOA$0
Management-$207
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,133(67.4% ROI)
Projected value
$264,576
Current value$245,685
Return breakdown
Property appreciation+$18,891
Loan principal paid down+$7,042
Rental cash flow+$7,200
5-year hold
+$56,842(115.7% ROI)
Projected value
$277,970
Current value$245,685
Return breakdown
Property appreciation+$32,285
Loan principal paid down+$12,557
Rental cash flow+$12,000
10-year hold
+$122,735(249.8% ROI)
Projected value
$314,497
Current value$245,685
Return breakdown
Property appreciation+$68,812
Loan principal paid down+$29,922
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.92ratio
FMR$1,590
Market$1,720
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,431 / 0.83 ratio110% standard$1,749 / 1.02 ratio
0.92
1 BR
1 BR
0.87ratio
FMR$1,670
Market$1,920
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,503 / 0.78 ratio110% standard$1,837 / 0.96 ratio
0.87
2 BR
2 BR
0.99ratio
FMR$2,050
Market$2,080
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,845 / 0.89 ratio110% standard$2,255 / 1.08 ratio
0.99
3 BR
3 BR
0.93ratio
FMR$2,730
Market$2,940
vs market-$210

FMR is near market; voucher and private rents are aligned.

90% standard$2,457 / 0.84 ratio110% standard$3,003 / 1.02 ratio
0.93
4 BR
4 BR
0.90ratio
FMR$3,150
Market$3,490
vs market-$340

FMR is near market; voucher and private rents are aligned.

90% standard$2,835 / 0.81 ratio110% standard$3,465 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95658 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95658 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95658 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,050 and the 4 bedroom fair market rent is $3,150.

Use this page for searches like 95658 FMR, 95658 fair market rent, and 95658 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95658
Bedroom sizeHUD FMR
Studio$1,590
1 bedroom$1,670
2 bedroom$2,050
3 bedroom$2,730
4 bedroom$3,150