95722
ZIPSAFMR
Placer County, CA
BRFMR
Eff. Rent
0 BR$2,020$1,880
1 BR$2,110$2,000
2 BR$2,610$2,260
3 BR$3,540$2,770
4 BR$4,090$3,360
5 BR$4,704
6 BR$5,409
7 BR$6,220
8 BR$7,153

Purchase Price Calculator

Maximum purchase price
$273,919

Cost breakdown

+Likely effective rent$2,260
HUD FMR$2,610
Market rentUsed$2,260
Est. payment standard (91%)$2,380
Market rent is below the inferred standard ($2,380, 91% of FMR).
-Principal and interest-$1,385
Loan amount$219,135
Down payment$54,784
Rate6.50%
Term30 years
-Operating costs-$675
Property taxes-$274
Insurance-$175
Utilities$0
HOA$0
Management-$226
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,113(65.9% ROI)
Projected value
$294,980
Current value$273,919
Return breakdown
Property appreciation+$21,062
Loan principal paid down+$7,851
Rental cash flow+$7,200
5-year hold
+$61,996(113.2% ROI)
Projected value
$309,914
Current value$273,919
Return breakdown
Property appreciation+$35,995
Loan principal paid down+$14,001
Rental cash flow+$12,000
10-year hold
+$134,081(244.7% ROI)
Projected value
$350,639
Current value$273,919
Return breakdown
Property appreciation+$76,720
Loan principal paid down+$33,361
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.07ratio
FMR$2,020
Market$1,880
vs market+$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,818 / 0.97 ratio110% standard$2,222 / 1.18 ratio
1.07
1 BR
1 BR
1.05ratio
FMR$2,110
Market$2,000
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,899 / 0.95 ratio110% standard$2,321 / 1.16 ratio
1.05
2 BR
2 BR
1.15ratio
FMR$2,610
Market$2,260
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,349 / 1.04 ratio110% standard$2,871 / 1.27 ratio
1.15
3 BR
3 BR
1.28ratio
FMR$3,540
Market$2,770
vs market+$770

FMR is above market; underwrite to market rent.

90% standard$3,186 / 1.15 ratio110% standard$3,894 / 1.41 ratio
1.28
4 BR
4 BR
1.22ratio
FMR$4,090
Market$3,360
vs market+$730

FMR is above market; underwrite to market rent.

90% standard$3,681 / 1.10 ratio110% standard$4,499 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95722 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95722 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95722 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,610 and the 4 bedroom fair market rent is $4,090.

Use this page for searches like 95722 FMR, 95722 fair market rent, and 95722 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95722
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,110
2 bedroom$2,610
3 bedroom$3,540
4 bedroom$4,090