95816
ZIPSAFMR
Sacramento County, CA
BRFMR
Eff. Rent
0 BR$2,120$1,460
1 BR$2,220$1,670
2 BR$2,730$2,530
3 BR$3,630$3,140
4 BR$4,190$3,280
5 BR$4,819
6 BR$5,541
7 BR$6,372
8 BR$7,328

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.45ratio
FMR$2,120
Market$1,460
vs market+$660

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.45
1 BR
1 BR
1.33ratio
FMR$2,220
Market$1,670
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.33
2 BR
2 BR
1.08ratio
FMR$2,730
Market$2,530
vs market+$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
3 BR
3 BR
1.16ratio
FMR$3,630
Market$3,140
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
4 BR
4 BR
1.28ratio
FMR$4,190
Market$3,280
vs market+$910

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$343,760
Rent
$2,730
Down payment
$68,752
Loan
$275,008
Mortgage
$1,738
Expenses
$792
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95816 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.