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Whitman County/Pullman/99164

99164

ZIPFMR
Whitman County, WA
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$884$900
1 BR$1,001$990
2 BR$1,269$1,390
3 BR$1,757$1,930
4 BR$2,121$2,330
5 BR$2,439Not available
6 BR$2,805Not available
7 BR$3,226Not available
8 BR$3,710Not available

Purchase Price Calculator

Maximum purchase price
$144,637

Cost breakdown

+Likely effective rent$1,390
HUD FMR$1,269
Market rent$1,460
Est. payment standard (110%)Used$1,390
-Principal and interest-$731
Loan amount$115,710
Down payment$28,927
Rate6.50%
Term30 years
-Operating costs-$459
Property taxes-$145
Insurance-$175
Utilities$0
HOA$0
Management-$139
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,467(77.7% ROI)
Projected value
$155,758
Return breakdown
Property appreciation+$11,121
Loan principal paid down+$4,146
Rental cash flow+$7,200
5-year hold
+$38,399(132.7% ROI)
Projected value
$163,643
Return breakdown
Property appreciation+$19,006
Loan principal paid down+$7,393
Rental cash flow+$12,000
10-year hold
+$82,126(283.9% ROI)
Projected value
$185,148
Return breakdown
Property appreciation+$40,511
Loan principal paid down+$17,615
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.97
1 BR
1.01
2 BR
0.87
3 BR
0.85
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 99164 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 99164 (Pullman, WA) is $1,269 a month. That is up 8.6% from $1,169 in FY 2026. Pullman is in the Whitman County, WA non-metropolitan FMR area. One county-wide FMR applies to every ZIP code in it. The median county two-bedroom FMR in Washington is $1,467, so ZIP 99164 is 13% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 99164
BedroomsFY 2027Change90–110% range
Studio$884+9.7%$796–$972
1BR$1,001+12.3%$901–$1,101
2BR$1,269+8.6%$1,142–$1,396
3BR$1,757+8.1%$1,581–$1,933
4BR$2,121+8.2%$1,909–$2,333

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 99164
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$884$1,001$1,269$1,757$2,121
FY 2026$806$891$1,169$1,626$1,961
FY 2025SAFMR$800$890$1,170$1,640$1,960
FY 2024$794$891$1,171$1,650$1,987
FY 2023$714$813$1,062$1,509$1,809

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Questions about ZIP 99164 rents

How much will Section 8 pay for a two-bedroom in ZIP 99164?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,269, that basic range is $1,142 to $1,396 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 99164 in?

ZIP 99164 is in the Whitman County, WA non-metropolitan FMR area.

How much did fair market rent change in ZIP 99164 for FY 2027?

The two-bedroom FMR rose 8.6%, from $1,169 in FY 2026 to $1,269 in FY 2027. Since FY 2023 it has risen 19.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPullman, WA fair market rentWA statewide rentsWhat is SAFMR?Data sources