99258
ZIPSAFMR
Spokane County, WA
BRFMR
Eff. Rent
0 BR$1,020$1,000
1 BR$1,110$1,160
2 BR$1,420$1,460
3 BR$1,940$1,790
4 BR$2,320$1,880
5 BR$2,668
6 BR$3,068
7 BR$3,528
8 BR$4,058

Purchase Price Calculator

Maximum purchase price
$155,039

Cost breakdown

+Likely effective rent$1,460
HUD FMR$1,420
Market rent$1,480
Est. payment standard (103%)Used$1,460
Estimated payment standard is $1,460 (103% of FMR).
-Principal and interest-$784
Loan amount$124,031
Down payment$31,008
Rate6.50%
Term30 years
-Operating costs-$476
Property taxes-$155
Insurance-$175
Utilities$0
HOA$0
Management-$146
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,565(76.0% ROI)
Projected value
$166,960
Current value$155,039
Return breakdown
Property appreciation+$11,921
Loan principal paid down+$4,444
Rental cash flow+$7,200
5-year hold
+$40,298(130.0% ROI)
Projected value
$175,412
Current value$155,039
Return breakdown
Property appreciation+$20,373
Loan principal paid down+$7,924
Rental cash flow+$12,000
10-year hold
+$86,306(278.3% ROI)
Projected value
$198,463
Current value$155,039
Return breakdown
Property appreciation+$43,424
Loan principal paid down+$18,882
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.02ratio
FMR$1,020
Market$1,000
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$918 / 0.92 ratio110% standard$1,122 / 1.12 ratio
1.02
1 BR
1 BR
0.94ratio
FMR$1,110
Market$1,180
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$999 / 0.85 ratio110% standard$1,221 / 1.03 ratio
0.94
2 BR
2 BR
0.96ratio
FMR$1,420
Market$1,480
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,278 / 0.86 ratio110% standard$1,562 / 1.06 ratio
0.96
3 BR
3 BR
1.08ratio
FMR$1,940
Market$1,790
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,746 / 0.98 ratio110% standard$2,134 / 1.19 ratio
1.08
4 BR
4 BR
1.23ratio
FMR$2,320
Market$1,880
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$2,088 / 1.11 ratio110% standard$2,552 / 1.36 ratio
1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 99258 (WA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

99258 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 99258 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,420 and the 4 bedroom fair market rent is $2,320.

Use this page for searches like 99258 FMR, 99258 fair market rent, and 99258 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 99258
Bedroom sizeHUD FMR
Studio$1,020
1 bedroom$1,110
2 bedroom$1,420
3 bedroom$1,940
4 bedroom$2,320