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99591

ZIPSAFMR
Aleutians West Census Area County, AK
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,730$1,730
1 BR$1,830$1,830
2 BR$2,390$2,390
3 BR$2,850$2,850
4 BR$3,140$3,140
5 BR$3,611Not available
6 BR$4,153Not available
7 BR$4,776Not available
8 BR$5,492Not available

Purchase Price Calculator

Maximum purchase price
$293,237

Cost breakdown

+Likely effective rent$2,390
HUD FMRUsed$2,390
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,483
Loan amount$234,589
Down payment$58,647
Rate6.50%
Term30 years
-Operating costs-$707
Property taxes-$293
Insurance-$175
Utilities$0
HOA$0
Management-$239
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,152(65.1% ROI)
Projected value
$315,784
Return breakdown
Property appreciation+$22,547
Loan principal paid down+$8,405
Rental cash flow+$7,200
5-year hold
+$65,522(111.7% ROI)
Projected value
$331,770
Return breakdown
Property appreciation+$38,534
Loan principal paid down+$14,988
Rental cash flow+$12,000
10-year hold
+$141,845(241.9% ROI)
Projected value
$375,368
Return breakdown
Property appreciation+$82,131
Loan principal paid down+$35,714
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 99591 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 99591 (Saint George Island, AK) is $2,390 a month. That is up 9.1% from $2,190 in FY 2026. Saint George Island is in the Aleutians West Census Area, AK non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $2,394. Among 7 ZIP codes in Aleutians West Census Area County, 99591 is tied for the 2nd-highest two-bedroom rent (county range $1,980–$2,490). The median county two-bedroom FMR in Alaska is $1,513, so ZIP 99591 is 58% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 99591
BedroomsFY 2027Change90–110% range
Studio$1,730+10.2%$1,557–$1,903
1BR$1,830+9.6%$1,647–$2,013
2BR$2,390+9.1%$2,151–$2,629
3BR$2,850+7.5%$2,565–$3,135
4BR$3,140+8.3%$2,826–$3,454

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 99591
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,730$1,830$2,390$2,850$3,140
FY 2026$1,570$1,670$2,190$2,650$2,900
FY 2025$1,440$1,530$2,010$2,440$2,740
FY 2024area FMR$1,349$1,515$1,991$2,407$3,044
FY 2023area FMR$1,202$1,365$1,797$2,187$2,414

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Aleutians West Census Area County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 99591
99546$2,170−9.2%
99547$2,3900.0%
99591Current$2,390—
99638$2,3900.0%
99660$1,980−17.2%
99685$2,490+4.2%
99692$2,050−14.2%

Questions about ZIP 99591 rents

How much will Section 8 pay for a two-bedroom in ZIP 99591?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $2,394, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,155 to $2,633 a month; under the ZIP-level Small Area FMR of $2,390 it would be $2,151 to $2,629. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 99591 in?

ZIP 99591 is in the Aleutians West Census Area, AK non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $2,394.

How much did fair market rent change in ZIP 99591 for FY 2027?

The two-bedroom FMR rose 9.1%, from $2,190 in FY 2026 to $2,390 in FY 2027. Since FY 2025 it has risen 18.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set