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Ackerly, TX

CitySAFMR
Borden County
Found 1 ZIP

City Median Investment Score

168High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,290$1,290
1 BR$1,300$1,300
2 BR$1,600$1,600
3 BR$2,000$2,000
4 BR$2,460$2,460
5 BR$2,829Not available
6 BR$3,253Not available
7 BR$3,741Not available
8 BR$4,303Not available

Purchase Price Calculator

Maximum purchase price
$175,843

Cost breakdown

+Likely effective rent$1,600
HUD FMRUsed$1,600
Market rentN/A
Est. payment standardN/A
-Principal and interest-$889
Loan amount$140,674
Down payment$35,169
Rate6.50%
Term30 years
-Operating costs-$511
Property taxes-$176
Insurance-$175
Utilities$0
HOA$0
Management-$160
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,761(73.2% ROI)
Projected value
$189,364
Return breakdown
Property appreciation+$13,521
Loan principal paid down+$5,040
Rental cash flow+$7,200
5-year hold
+$44,095(125.4% ROI)
Projected value
$198,950
Return breakdown
Property appreciation+$23,107
Loan principal paid down+$8,988
Rental cash flow+$12,000
10-year hold
+$94,667(269.2% ROI)
Projected value
$225,094
Return breakdown
Property appreciation+$49,251
Loan principal paid down+$21,416
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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Ackerly, TX fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ackerly, TX is $1,600 a month. That is down 5.3% from $1,690 in FY 2026. Ackerly is in the Borden County, TX non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,078. The median county two-bedroom FMR in Texas is $1,105, so Ackerly is 45% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Ackerly, TX
BedroomsFY 2027Change90–110% range
Studio$1,290−9.8%$1,161–$1,419
1BR$1,300−9.7%$1,170–$1,430
2BR$1,600−5.3%$1,440–$1,760
3BR$2,000−5.7%$1,800–$2,200
4BR$2,460−9.9%$2,214–$2,706

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Ackerly, TX
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,290$1,300$1,600$2,000$2,460
FY 2026$1,430$1,440$1,690$2,120$2,730
FY 2025$850$870$1,080$1,300$1,600
FY 2024$770$770$910$1,280$1,540
FY 2023$690$690$830$1,170$1,410

Questions about Ackerly, TX rents

How much will Section 8 pay for a two-bedroom in Ackerly, TX?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,078, which applies unless the housing authority uses Small Area FMRs, that basic range is $970 to $1,186 a month; under the ZIP-level Small Area FMR of $1,600 it would be $1,440 to $1,760. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Ackerly, TX in?

Ackerly, TX is in the Borden County, TX non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,078.

How much did fair market rent change in Ackerly, TX for FY 2027?

The two-bedroom FMR fell 5.3%, from $1,690 in FY 2026 to $1,600 in FY 2027. Since FY 2023 it has risen 92.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set