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Adkins, TX

CitySAFMR
Wilson County
Found 1 ZIP

City Median Investment Score

39Below average

095130300
BRFMR
Eff. Rent
0 BR$790$870
1 BR$850$940
2 BR$1,030$1,130
3 BR$1,330$1,460
4 BR$1,550$1,710
5 BR$1,782Not available
6 BR$2,050Not available
7 BR$2,357Not available
8 BR$2,711Not available

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,030
Market rent$1,500
Est. payment standard (110%)Used$1,130
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.74
2 BR
0.69
3 BR
0.81
4 BR
0.84
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Adkins, TX fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Adkins, TX is $1,030 a month. That is up 6.2% from $970 in FY 2026. Adkins is in the San Antonio-New Braunfels, TX HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Texas is $1,105, so Adkins is 7% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Adkins, TX
BedroomsFY 2027Change90–110% range
Studio$790+6.8%$711–$869
1BR$850+6.3%$765–$935
2BR$1,030+6.2%$927–$1,133
3BR$1,330+6.4%$1,197–$1,463
4BR$1,550+6.9%$1,395–$1,705

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Adkins, TX
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$790$850$1,030$1,330$1,550
FY 2026$740$800$970$1,250$1,450
FY 2025$730$840$1,020$1,300$1,570
FY 2024$810$930$1,130$1,440$1,740
FY 2023$890$1,030$1,250$1,590$1,930

Questions about Adkins, TX rents

How much will Section 8 pay for a two-bedroom in Adkins, TX?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,030, that basic range is $927 to $1,133 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Adkins, TX in?

Adkins, TX is in the San Antonio-New Braunfels, TX HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Adkins, TX for FY 2027?

The two-bedroom FMR rose 6.2%, from $970 in FY 2026 to $1,030 in FY 2027. Since FY 2023 it has fallen 17.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set