NY/Suffolk County/AMAGANSETT
AMAGANSETT, NY
CitySAFMR
Suffolk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,470$2,720
1 BR$2,940$3,230
2 BR$3,400$3,740
3 BR$4,400$4,840
4 BR$4,660$5,130
5 BR$5,359
6 BR$6,163
7 BR$7,087
8 BR$8,150

Purchase Price Calculator

Maximum purchase price
$493,846

Cost breakdown

+Likely effective rent$3,740
HUD FMR$3,400
Market rent$13,040
Est. payment standard (110%)Used$3,740
Estimated payment standard is $3,740 (110% of FMR).
-Principal and interest-$2,497
Loan amount$395,077
Down payment$98,769
Rate6.50%
Term30 years
-Operating costs-$1,043
Property taxes-$494
Insurance-$175
Utilities$0
HOA$0
Management-$374
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$59,327(60.1% ROI)
Projected value
$531,818
Current value$493,846
Return breakdown
Property appreciation+$37,972
Loan principal paid down+$14,155
Rental cash flow+$7,200
5-year hold
+$102,137(103.4% ROI)
Projected value
$558,741
Current value$493,846
Return breakdown
Property appreciation+$64,895
Loan principal paid down+$25,242
Rental cash flow+$12,000
10-year hold
+$222,465(225.2% ROI)
Projected value
$632,165
Current value$493,846
Return breakdown
Property appreciation+$138,319
Loan principal paid down+$60,146
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11930
0.26ratio
FMR$2,470
Market$9,530
vs market-$7,060

FMR is below market; voucher rent may lag private rents.

0.26
1 BR
1 BR- 11930
0.23ratio
FMR$2,940
Market$12,620
vs market-$9,680

FMR is below market; voucher rent may lag private rents.

0.23
2 BR
2 BR- 11930
0.26ratio
FMR$3,400
Market$13,040
vs market-$9,640

FMR is below market; voucher rent may lag private rents.

0.26
3 BR
3 BR- 11930
0.36ratio
FMR$4,400
Market$12,060
vs market-$7,660

FMR is below market; voucher rent may lag private rents.

0.36
4 BR
4 BR- 11930
0.30ratio
FMR$4,660
Market$15,520
vs market-$10,860

FMR is below market; voucher rent may lag private rents.

0.30
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for AMAGANSETT, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

AMAGANSETT, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for AMAGANSETT, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,400 and the 4 bedroom fair market rent is $4,660.

Use this page for searches like AMAGANSETT, NY FMR, AMAGANSETT, NY fair market rent, and AMAGANSETT, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for AMAGANSETT, NY
Bedroom sizeHUD FMR
Studio$2,470
1 bedroom$2,940
2 bedroom$3,400
3 bedroom$4,400
4 bedroom$4,660