APTOS, CA
CitySAFMR
Santa Cruz County
Found 2 ZIPs
BRFMR
Eff. Rent
0 BR$3,180 – $3,630$2,550 – $2,670
1 BR$3,290 – $3,760$3,070 – $3,290
2 BR$4,210 – $4,810$3,560 – $3,610
3 BR$5,370 – $6,140$4,510 – $4,760
4 BR$5,650 – $6,460$5,650 – $5,990
5 BR$6,963
6 BR$8,008
7 BR$9,209
8 BR$10,590

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
1.19ratio
FMR$3,180
Market$2,670
vs market+$510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
Studio· 1 ZIP
1.42ratio
FMR$3,630
Market$2,550
vs market+$1,080

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.19–1.42
1 BR
1 BR· 1 ZIP
1.07ratio
FMR$3,290
Market$3,070
vs market+$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
1 BR· 1 ZIP
1.14ratio
FMR$3,760
Market$3,290
vs market+$470

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.07–1.14
2 BR
2 BR· 1 ZIP
1.18ratio
FMR$4,210
Market$3,560
vs market+$650

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
2 BR· 1 ZIP
1.33ratio
FMR$4,810
Market$3,610
vs market+$1,200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.18–1.33
3 BR
3 BR· 1 ZIP
1.19ratio
FMR$5,370
Market$4,510
vs market+$860

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
3 BR· 1 ZIP
1.29ratio
FMR$6,140
Market$4,760
vs market+$1,380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1
1.19–1.29
4 BR
4 BR· 1 ZIP
0.96ratio
FMR$5,650
Market$5,870
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
4 BR· 1 ZIP
1.08ratio
FMR$6,460
Market$5,990
vs market+$470

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1
0.96–1.08
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for APTOS, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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