Home/CA/Santa Cruz County
Santa Cruz County, CA
CountySAFMR
Found 21 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,610 – $3,950▲$2,210 – $3,620
1 BR$2,710 – $4,090▲$2,630 – $3,750
2 BR$3,440 – $5,230▼$3,080 – $4,800
3 BR$4,400 – $6,670▲$3,770 – $6,120
4 BR$4,640 – $7,020▲$4,100 – $6,440
5 BR$6,727▲—
6 BR$7,737▲—
7 BR$8,897▲—
8 BR$10,232▲—

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Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 1 ZIP
0.96ratio
FMR$2,610
Market$2,720
vs market-$110

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.05ratio
FMR$2,760
Market$2,620
vs market+$140

FMR is near market; voucher and private rents are aligned.

Studio- 1 ZIP
1.09ratio
FMR$3,180
Market$2,910
vs market+$270

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.11-1.14ratio range
Median FMR$2,980
Median Market$2,655
vs market+$325

FMR is above market; underwrite to market rent.

Studio- 4 ZIPs
1.17-1.19ratio range
Median FMR$3,180
Median Market$2,670
vs market+$510

FMR is above market; underwrite to market rent.

4
Studio- 1 ZIP
1.20ratio
FMR$3,240
Market$2,690
vs market+$550

FMR is above market; underwrite to market rent.

Studio- 2 ZIPs
1.32-1.35ratio range
Median FMR$3,240
Median Market$2,425
vs market+$815

FMR is above market; underwrite to market rent.

Studio- 8 ZIPs
1.36-1.73ratio range
Median FMR$3,525
Median Market$2,360
vs market+$1,165

FMR is above market; underwrite to market rent.

8
0.96-1.73
1 BR
1 BR- 1 ZIP
0.94ratio
FMR$2,710
Market$2,890
vs market-$180

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
1.05ratio range
Median FMR$3,155
Median Market$3,015
vs market+$140

FMR is near market; voucher and private rents are aligned.

1 BR- 6 ZIPs
1.06-1.08ratio range
Median FMR$3,290
Median Market$3,070
vs market+$220

FMR is near market; voucher and private rents are aligned.

6
1 BR- 2 ZIPs
1.13-1.14ratio range
Median FMR$3,540
Median Market$3,120
vs market+$420

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.19ratio
FMR$3,760
Market$3,150
vs market+$610

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.23ratio
FMR$3,430
Market$2,790
vs market+$640

FMR is above market; underwrite to market rent.

1 BR- 4 ZIPs
1.25-1.30ratio range
Median FMR$3,515
Median Market$2,725
vs market+$790

FMR is above market; underwrite to market rent.

4
1 BR- 2 ZIPs
1.32-1.34ratio range
Median FMR$3,540
Median Market$2,660
vs market+$880

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.56ratio
FMR$4,090
Market$2,630
vs market+$1,460

FMR is above market; underwrite to market rent.

0.94-1.56
2 BR
2 BR- 1 ZIP
1.06ratio
FMR$3,810
Market$3,600
vs market+$210

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
1.10ratio
FMR$4,210
Market$3,830
vs market+$380

FMR is near market; voucher and private rents are aligned.

2 BR- 3 ZIPs
1.12-1.13ratio range
Median FMR$4,210
Median Market$3,740
vs market+$470

FMR is above market; underwrite to market rent.

3
2 BR- 5 ZIPs
1.17-1.19ratio range
Median FMR$4,210
Median Market$3,560
vs market+$650

FMR is above market; underwrite to market rent.

5
2 BR- 2 ZIPs
1.21-1.25ratio range
Median FMR$4,165
Median Market$3,380
vs market+$785

FMR is above market; underwrite to market rent.

2 BR- 3 ZIPs
1.26-1.28ratio range
Median FMR$4,800
Median Market$3,790
vs market+$1,010

FMR is above market; underwrite to market rent.

3
2 BR- 3 ZIPs
1.33-1.34ratio range
Median FMR$4,430
Median Market$3,300
vs market+$1,130

FMR is above market; underwrite to market rent.

3
2 BR- 2 ZIPs
1.37-1.57ratio range
Median FMR$4,875
Median Market$3,315
vs market+$1,560

FMR is above market; underwrite to market rent.

1.06-1.57
3 BR
3 BR- 1 ZIP
0.83ratio
FMR$4,740
Market$5,690
vs market-$950

FMR is below market; voucher rent may lag private rents.

3 BR- 1 ZIP
0.96ratio
FMR$5,370
Market$5,580
vs market-$210

FMR is near market; voucher and private rents are aligned.

3 BR- 1 ZIP
1.08ratio
FMR$4,400
Market$4,070
vs market+$330

FMR is near market; voucher and private rents are aligned.

3 BR- 6 ZIPs
1.16-1.20ratio range
Median FMR$5,370
Median Market$4,510
vs market+$860

FMR is above market; underwrite to market rent.

6
3 BR- 2 ZIPs
1.23-1.25ratio range
Median FMR$5,525
Median Market$4,460
vs market+$1,065

FMR is above market; underwrite to market rent.

3 BR- 2 ZIPs
1.29-1.30ratio range
Median FMR$6,220
Median Market$4,810
vs market+$1,410

FMR is above market; underwrite to market rent.

3 BR- 3 ZIPs
1.31-1.35ratio range
Median FMR$5,810
Median Market$4,420
vs market+$1,390

FMR is above market; underwrite to market rent.

3
3 BR- 4 ZIPs
1.40-1.61ratio range
Median FMR$5,615
Median Market$3,990
vs market+$1,625

FMR is above market; underwrite to market rent.

4
0.83-1.61
4 BR
4 BR- 1 ZIP
0.72ratio
FMR$5,050
Market$6,980
vs market-$1,930

FMR is below market; voucher rent may lag private rents.

4 BR- 1 ZIP
0.82ratio
FMR$5,650
Market$6,880
vs market-$1,230

FMR is below market; voucher rent may lag private rents.

4 BR- 4 ZIPs
0.96-0.97ratio range
Median FMR$5,650
Median Market$5,870
vs market-$220

FMR is near market; voucher and private rents are aligned.

4
4 BR- 3 ZIPs
0.99-1.02ratio range
Median FMR$6,070
Median Market$5,970
vs market+$100

FMR is near market; voucher and private rents are aligned.

3
4 BR- 2 ZIPs
1.02-1.05ratio range
Median FMR$6,150
Median Market$5,945
vs market+$205

FMR is near market; voucher and private rents are aligned.

2
4 BR- 2 ZIPs
1.07-1.08ratio range
Median FMR$5,550
Median Market$5,165
vs market+$385

FMR is near market; voucher and private rents are aligned.

2
4 BR- 3 ZIPs
1.10-1.13ratio range
Median FMR$6,110
Median Market$5,550
vs market+$560

FMR is above market; underwrite to market rent.

3
4 BR- 1 ZIP
1.33ratio
FMR$5,950
Market$4,460
vs market+$1,490

FMR is above market; underwrite to market rent.

4 BR- 3 ZIPs
1.39-1.67ratio range
Median FMR$5,870
Median Market$4,170
vs market+$1,700

FMR is above market; underwrite to market rent.

3
0.72-1.67
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Santa Cruz County, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
95001950039500595006950079501095017950189501995041

Santa Cruz County, CA fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for Santa Cruz County, CA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,360 and the 4 bedroom fair market rent is $5,850.

Use this page for searches like Santa Cruz County, CA FMR, Santa Cruz County, CA fair market rent, and Santa Cruz County, CA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Santa Cruz County, CA
Bedroom sizeHUD FMR
Studio$3,290
1 bedroom$3,410
2 bedroom$4,360
3 bedroom$5,560
4 bedroom$5,850
95001 FMR95003 FMR95005 FMR95006 FMR95007 FMR95010 FMR95017 FMR95018 FMR