95066
ZIPSAFMR
Santa Cruz County, CA
BRFMR
Eff. Rent
0 BR$3,430$2,400
1 BR$3,560$2,740
2 BR$4,550$3,810
3 BR$5,810$4,410
4 BR$6,110$5,550
5 BR$7,026
6 BR$8,080
7 BR$9,293
8 BR$10,686

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.43ratio
FMR$3,430
Market$2,400
vs market+$1,030

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.43
1 BR
1 BR
1.30ratio
FMR$3,560
Market$2,740
vs market+$820

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.30
2 BR
2 BR
1.19ratio
FMR$4,550
Market$3,810
vs market+$740

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
3 BR
3 BR
1.32ratio
FMR$5,810
Market$4,410
vs market+$1,400

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.32
4 BR
4 BR
1.10ratio
FMR$6,110
Market$5,550
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.10
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$614,212
Rent
$4,550
Down payment
$122,842
Loan
$491,369
Mortgage
$3,106
Expenses
$1,244
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95066 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95066 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95066 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,550 and the 4 bedroom fair market rent is $6,110.

Use this page for searches like 95066 FMR, 95066 fair market rent, and 95066 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95066
Bedroom sizeHUD FMR
Studio$3,430
1 bedroom$3,560
2 bedroom$4,550
3 bedroom$5,810
4 bedroom$6,110