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Atco, NJ

CitySAFMR
Camden County
Found 1 ZIP

City Median Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$1,620$1,690
1 BR$1,760$1,590
2 BR$2,100$2,310
3 BR$2,520$2,730
4 BR$2,780$2,990
5 BR$3,197Not available
6 BR$3,677Not available
7 BR$4,228Not available
8 BR$4,862Not available

Purchase Price Calculator

Maximum purchase price
$281,349

Cost breakdown

+Likely effective rent$2,310
HUD FMR$2,100
Market rent$2,500
Est. payment standard (110%)Used$2,310
-Principal and interest-$1,423
Loan amount$225,079
Down payment$56,270
Rate6.50%
Term30 years
-Operating costs-$687
Property taxes-$281
Insurance-$175
Utilities$0
HOA$0
Management-$231
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,897(65.6% ROI)
Projected value
$302,982
Return breakdown
Property appreciation+$21,633
Loan principal paid down+$8,064
Rental cash flow+$7,200
5-year hold
+$63,352(112.6% ROI)
Projected value
$318,320
Return breakdown
Property appreciation+$36,972
Loan principal paid down+$14,380
Rental cash flow+$12,000
10-year hold
+$137,067(243.6% ROI)
Projected value
$360,150
Return breakdown
Property appreciation+$78,801
Loan principal paid down+$34,266
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
1.11
2 BR
0.84
3 BR
0.89
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Atco, NJ fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Atco, NJ is $2,100 a month. That is up 7.1% from $1,960 in FY 2026. Atco is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in New Jersey is $2,233, so Atco is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Atco, NJ
BedroomsFY 2027Change90–110% range
Studio$1,620+7.3%$1,458–$1,782
1BR$1,760+6.7%$1,584–$1,936
2BR$2,100+7.1%$1,890–$2,310
3BR$2,520+7.2%$2,268–$2,772
4BR$2,780+6.1%$2,502–$3,058

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Atco, NJ
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,620$1,760$2,100$2,520$2,780
FY 2026$1,510$1,650$1,960$2,350$2,620
FY 2025$1,540$1,710$2,060$2,490$2,870
FY 2024$1,710$1,900$2,280$2,760$3,180
FY 2023$1,430$1,610$1,940$2,360$2,740

Questions about Atco, NJ rents

How much will Section 8 pay for a two-bedroom in Atco, NJ?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,100, that basic range is $1,890 to $2,310 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Atco, NJ in?

Atco, NJ is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Atco, NJ for FY 2027?

The two-bedroom FMR rose 7.1%, from $1,960 in FY 2026 to $2,100 in FY 2027. Since FY 2023 it has risen 8.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set