Home/NJ/Camden County
Camden County, NJ
CountyFMR
Found 41 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,397▲$1,190 – $1,540
1 BR$1,520▲$1,250 – $1,670
2 BR$1,810▲$1,620 – $1,990
3 BR$2,170▼$1,760 – $2,390
4 BR$2,423▼$2,000 – $2,670
5 BR$2,786▼—
6 BR$3,204▼—
7 BR$3,685▼—
8 BR$4,238▼—

Purchase Price Calculator

Maximum purchase price
$229,339

Cost breakdown

+Likely effective rent$1,960
HUD FMR$1,810
Market rent$2,040
Est. payment standard (108%)Used$1,960
Estimated payment standard is $1,960 (108% of FMR).
-Principal and interest-$1,160
Loan amount$183,471
Down payment$45,868
Rate6.50%
Term30 years
-Operating costs-$600
Property taxes-$229
Insurance-$175
Utilities$0
HOA$0
Management-$196
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,407(68.5% ROI)
Projected value
$246,973
Current value$229,339
Return breakdown
Property appreciation+$17,634
Loan principal paid down+$6,573
Rental cash flow+$7,200
5-year hold
+$53,859(117.4% ROI)
Projected value
$259,476
Current value$229,339
Return breakdown
Property appreciation+$30,137
Loan principal paid down+$11,722
Rental cash flow+$12,000
10-year hold
+$116,166(253.3% ROI)
Projected value
$293,573
Current value$229,339
Return breakdown
Property appreciation+$64,234
Loan principal paid down+$27,931
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.60ratio
FMR$1,397
Market$2,320
vs market-$923

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.54 ratio110% standard$1,537 / 0.66 ratio
Studio- 1 ZIP
0.72ratio
FMR$1,397
Market$1,950
vs market-$553

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.64 ratio110% standard$1,537 / 0.79 ratio
Studio- 1 ZIP
0.74ratio
FMR$1,397
Market$1,900
vs market-$503

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.66 ratio110% standard$1,537 / 0.81 ratio
Studio- 7 ZIPs
0.78-0.81ratio range
Median FMR$1,397
Median Market$1,750
vs market-$353

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.72 ratio110% standard$1,537 / 0.88 ratio
7
Studio- 1 ZIP
0.82ratio
FMR$1,397
Market$1,700
vs market-$303

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.74 ratio110% standard$1,537 / 0.90 ratio
Studio- 8 ZIPs
0.86-0.90ratio range
Median FMR$1,397
Median Market$1,585
vs market-$188

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.79 ratio110% standard$1,537 / 0.97 ratio
8
Studio- 1 ZIP
0.94ratio
FMR$1,397
Market$1,490
vs market-$93

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.84 ratio110% standard$1,537 / 1.03 ratio
Studio- 5 ZIPs
0.95-0.98ratio range
Median FMR$1,397
Median Market$1,460
vs market-$63

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.86 ratio110% standard$1,537 / 1.05 ratio
5
Studio- 6 ZIPs
0.99-1.02ratio range
Median FMR$1,397
Median Market$1,375
vs market+$22

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.91 ratio110% standard$1,537 / 1.12 ratio
6
Studio- 4 ZIPs
1.04-1.06ratio range
Median FMR$1,397
Median Market$1,325
vs market+$72

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.95 ratio110% standard$1,537 / 1.16 ratio
4
Studio- 3 ZIPs
1.08-1.10ratio range
Median FMR$1,397
Median Market$1,280
vs market+$117

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.98 ratio110% standard$1,537 / 1.20 ratio
Studio- 2 ZIPs
1.11-1.12ratio range
Median FMR$1,397
Median Market$1,255
vs market+$142

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.00 ratio110% standard$1,537 / 1.22 ratio
Studio- 1 ZIP
1.17ratio
FMR$1,397
Market$1,190
vs market+$207

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.06 ratio110% standard$1,537 / 1.29 ratio
0.60-1.17
1 BR
1 BR- 1 ZIP
0.70ratio
FMR$1,520
Market$2,160
vs market-$640

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.63 ratio110% standard$1,672 / 0.77 ratio
1 BR- 2 ZIPs
0.73-0.76ratio range
Median FMR$1,520
Median Market$2,035
vs market-$515

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.67 ratio110% standard$1,672 / 0.82 ratio
1 BR- 4 ZIPs
0.78-0.81ratio range
Median FMR$1,520
Median Market$1,900
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.72 ratio110% standard$1,672 / 0.88 ratio
1 BR- 4 ZIPs
0.83-0.84ratio range
Median FMR$1,520
Median Market$1,820
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.75 ratio110% standard$1,672 / 0.92 ratio
1 BR- 9 ZIPs
0.86-0.90ratio range
Median FMR$1,520
Median Market$1,740
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.79 ratio110% standard$1,672 / 0.96 ratio
9
1 BR- 5 ZIPs
0.90-0.93ratio range
Median FMR$1,520
Median Market$1,650
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.83 ratio110% standard$1,672 / 1.01 ratio
5
1 BR- 5 ZIPs
0.94-0.97ratio range
Median FMR$1,520
Median Market$1,590
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.86 ratio110% standard$1,672 / 1.05 ratio
5
1 BR- 3 ZIPs
0.99-1.01ratio range
Median FMR$1,520
Median Market$1,520
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.90 ratio110% standard$1,672 / 1.10 ratio
1 BR- 2 ZIPs
1.02-1.03ratio range
Median FMR$1,520
Median Market$1,480
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.92 ratio110% standard$1,672 / 1.13 ratio
1 BR- 4 ZIPs
1.06-1.08ratio range
Median FMR$1,520
Median Market$1,425
vs market+$95

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.96 ratio110% standard$1,672 / 1.17 ratio
1 BR- 1 ZIP
1.12ratio
FMR$1,520
Market$1,360
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.01 ratio110% standard$1,672 / 1.23 ratio
1 BR- 1 ZIP
1.22ratio
FMR$1,520
Market$1,250
vs market+$270

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.09 ratio110% standard$1,672 / 1.34 ratio
0.70-1.22
2 BR
2 BR- 2 ZIPs
0.67-0.69ratio range
Median FMR$1,810
Median Market$2,665
vs market-$855

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.61 ratio110% standard$1,991 / 0.75 ratio
2 BR- 2 ZIPs
0.72ratio range
Median FMR$1,810
Median Market$2,505
vs market-$695

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.65 ratio110% standard$1,991 / 0.79 ratio
2 BR- 3 ZIPs
0.74-0.75ratio range
Median FMR$1,810
Median Market$2,420
vs market-$610

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.67 ratio110% standard$1,991 / 0.82 ratio
2 BR- 4 ZIPs
0.80-0.81ratio range
Median FMR$1,810
Median Market$2,240
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.73 ratio110% standard$1,991 / 0.89 ratio
4
2 BR- 7 ZIPs
0.82-0.85ratio range
Median FMR$1,810
Median Market$2,150
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.76 ratio110% standard$1,991 / 0.93 ratio
7
2 BR- 5 ZIPs
0.87-0.89ratio range
Median FMR$1,810
Median Market$2,040
vs market-$230

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.80 ratio110% standard$1,991 / 0.98 ratio
5
2 BR- 6 ZIPs
0.90-0.91ratio range
Median FMR$1,810
Median Market$2,000
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.81 ratio110% standard$1,991 / 1.00 ratio
6
2 BR- 5 ZIPs
0.94-0.97ratio range
Median FMR$1,810
Median Market$1,910
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.85 ratio110% standard$1,991 / 1.04 ratio
5
2 BR- 3 ZIPs
0.99-1.00ratio range
Median FMR$1,810
Median Market$1,830
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.89 ratio110% standard$1,991 / 1.09 ratio
2 BR- 2 ZIPs
1.08-1.10ratio range
Median FMR$1,810
Median Market$1,665
vs market+$145

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.98 ratio110% standard$1,991 / 1.20 ratio
2 BR- 2 ZIPs
1.10-1.12ratio range
Median FMR$1,810
Median Market$1,630
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$1,629 / 1.00 ratio110% standard$1,991 / 1.22 ratio
0.67-1.12
3 BR
3 BR- 1 ZIP
0.65ratio
FMR$2,170
Market$3,330
vs market-$1,160

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.59 ratio110% standard$2,387 / 0.72 ratio
3 BR- 3 ZIPs
0.69-0.71ratio range
Median FMR$2,170
Median Market$3,080
vs market-$910

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.63 ratio110% standard$2,387 / 0.78 ratio
3 BR- 5 ZIPs
0.74-0.76ratio range
Median FMR$2,170
Median Market$2,860
vs market-$690

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.68 ratio110% standard$2,387 / 0.83 ratio
3 BR- 14 ZIPs
0.78-0.81ratio range
Median FMR$2,170
Median Market$2,770
vs market-$600

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.71 ratio110% standard$2,387 / 0.86 ratio
14
3 BR- 8 ZIPs
0.83-0.85ratio range
Median FMR$2,170
Median Market$2,590
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.75 ratio110% standard$2,387 / 0.92 ratio
8
3 BR- 3 ZIPs
0.86-0.87ratio range
Median FMR$2,170
Median Market$2,500
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.78 ratio110% standard$2,387 / 0.95 ratio
3 BR- 1 ZIP
0.90ratio
FMR$2,170
Market$2,400
vs market-$230

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.81 ratio110% standard$2,387 / 0.99 ratio
3 BR- 2 ZIPs
0.99-1.00ratio range
Median FMR$2,170
Median Market$2,180
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.90 ratio110% standard$2,387 / 1.09 ratio
3 BR- 2 ZIPs
1.05-1.06ratio range
Median FMR$2,170
Median Market$2,055
vs market+$115

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.95 ratio110% standard$2,387 / 1.16 ratio
3 BR- 1 ZIP
1.20ratio
FMR$2,170
Market$1,810
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.08 ratio110% standard$2,387 / 1.32 ratio
3 BR- 1 ZIP
1.23ratio
FMR$2,170
Market$1,760
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.11 ratio110% standard$2,387 / 1.36 ratio
0.65-1.23
4 BR
4 BR- 1 ZIP
0.63ratio
FMR$2,423
Market$3,840
vs market-$1,417

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.57 ratio110% standard$2,665 / 0.69 ratio
4 BR- 6 ZIPs
0.65-0.68ratio range
Median FMR$2,423
Median Market$3,640
vs market-$1,217

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.60 ratio110% standard$2,665 / 0.73 ratio
6
4 BR- 5 ZIPs
0.69-0.73ratio range
Median FMR$2,423
Median Market$3,490
vs market-$1,067

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.62 ratio110% standard$2,665 / 0.76 ratio
5
4 BR- 6 ZIPs
0.73-0.76ratio range
Median FMR$2,423
Median Market$3,265
vs market-$842

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.67 ratio110% standard$2,665 / 0.82 ratio
6
4 BR- 10 ZIPs
0.77-0.81ratio range
Median FMR$2,423
Median Market$3,050
vs market-$627

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.71 ratio110% standard$2,665 / 0.87 ratio
10
4 BR- 3 ZIPs
0.82-0.84ratio range
Median FMR$2,423
Median Market$2,920
vs market-$497

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.75 ratio110% standard$2,665 / 0.91 ratio
4 BR- 2 ZIPs
0.87-0.89ratio range
Median FMR$2,423
Median Market$2,755
vs market-$332

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.79 ratio110% standard$2,665 / 0.97 ratio
4 BR- 1 ZIP
0.93ratio
FMR$2,423
Market$2,600
vs market-$177

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.84 ratio110% standard$2,665 / 1.03 ratio
4 BR- 2 ZIPs
0.94-0.97ratio range
Median FMR$2,423
Median Market$2,530
vs market-$107

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.86 ratio110% standard$2,665 / 1.05 ratio
4 BR- 1 ZIP
0.98ratio
FMR$2,423
Market$2,460
vs market-$37

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.89 ratio110% standard$2,665 / 1.08 ratio
4 BR- 1 ZIP
1.05ratio
FMR$2,423
Market$2,310
vs market+$113

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.94 ratio110% standard$2,665 / 1.15 ratio
4 BR- 1 ZIP
1.09ratio
FMR$2,423
Market$2,220
vs market+$203

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.98 ratio110% standard$2,665 / 1.20 ratio
4 BR- 1 ZIP
1.12ratio
FMR$2,423
Market$2,160
vs market+$263

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.01 ratio110% standard$2,665 / 1.23 ratio
4 BR- 1 ZIP
1.21ratio
FMR$2,423
Market$2,000
vs market+$423

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.09 ratio110% standard$2,665 / 1.33 ratio
0.63-1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Camden County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
08002080030800408007080090801208018080210802608029

Camden County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Camden County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like Camden County, NJ FMR, Camden County, NJ fair market rent, and Camden County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Camden County, NJ
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423
08002 FMR08003 FMR08004 FMR08007 FMR08009 FMR08012 FMR08018 FMR08021 FMR