08034
ZIPFMR
Camden County, NJ
BRFMR
Eff. Rent
0 BR$1,397$1,540
1 BR$1,520$1,670
2 BR$1,810$1,990
3 BR$2,170$2,390
4 BR$2,423$2,670
5 BR$2,786
6 BR$3,204
7 BR$3,685
8 BR$4,238

Purchase Price Calculator

Maximum purchase price
$233,797

Cost breakdown

+Likely effective rent$1,990
HUD FMR$1,810
Market rent$2,690
Est. payment standard (110%)Used$1,990
Estimated payment standard is $1,990 (110% of FMR).
-Principal and interest-$1,182
Loan amount$187,037
Down payment$46,759
Rate6.50%
Term30 years
-Operating costs-$608
Property taxes-$234
Insurance-$175
Utilities$0
HOA$0
Management-$199
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,878(68.2% ROI)
Projected value
$251,773
Current value$233,797
Return breakdown
Property appreciation+$17,977
Loan principal paid down+$6,701
Rental cash flow+$7,200
5-year hold
+$54,673(116.9% ROI)
Projected value
$264,519
Current value$233,797
Return breakdown
Property appreciation+$30,723
Loan principal paid down+$11,950
Rental cash flow+$12,000
10-year hold
+$117,957(252.3% ROI)
Projected value
$299,280
Current value$233,797
Return breakdown
Property appreciation+$65,483
Loan principal paid down+$28,474
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.79ratio
FMR$1,397
Market$1,770
vs market-$373

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.71 ratio110% standard$1,537 / 0.87 ratio
0.79
1 BR
1 BR
0.73ratio
FMR$1,520
Market$2,070
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.66 ratio110% standard$1,672 / 0.81 ratio
0.73
2 BR
2 BR
0.67ratio
FMR$1,810
Market$2,690
vs market-$880

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.61 ratio110% standard$1,991 / 0.74 ratio
0.67
3 BR
3 BR
0.65ratio
FMR$2,170
Market$3,330
vs market-$1,160

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.59 ratio110% standard$2,387 / 0.72 ratio
0.65
4 BR
4 BR
0.63ratio
FMR$2,423
Market$3,840
vs market-$1,417

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.57 ratio110% standard$2,665 / 0.69 ratio
0.63
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08034 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

08034 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 08034 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like 08034 FMR, 08034 fair market rent, and 08034 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 08034
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423