NJ/Hunterdon County/BAPTISTOWN
BAPTISTOWN, NJ
CityFMR
Hunterdon County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,804$1,980
1 BR$1,978$2,060
2 BR$2,486$2,360
3 BR$2,981$2,620
4 BR$3,296$2,710
5 BR$3,790
6 BR$4,359
7 BR$5,013
8 BR$5,765

Purchase Price Calculator

Maximum purchase price
$288,779

Cost breakdown

+Likely effective rent$2,360
HUD FMR$2,486
Market rentUsed$2,360
Est. payment standard (97%)$2,400
Market rent is below the inferred standard ($2,400, 97% of FMR).
-Principal and interest-$1,460
Loan amount$231,023
Down payment$57,756
Rate6.50%
Term30 years
-Operating costs-$700
Property taxes-$289
Insurance-$175
Utilities$0
HOA$0
Management-$236
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,681(65.2% ROI)
Projected value
$310,983
Current value$288,779
Return breakdown
Property appreciation+$22,204
Loan principal paid down+$8,277
Rental cash flow+$7,200
5-year hold
+$64,708(112.0% ROI)
Projected value
$326,726
Current value$288,779
Return breakdown
Property appreciation+$37,948
Loan principal paid down+$14,760
Rental cash flow+$12,000
10-year hold
+$140,053(242.5% ROI)
Projected value
$369,661
Current value$288,779
Return breakdown
Property appreciation+$80,882
Loan principal paid down+$35,171
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 08803
0.74ratio
FMR$1,804
Market$2,440
vs market-$636

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.67 ratio110% standard$1,984 / 0.81 ratio
0.74
1 BR
1 BR- 08803
0.94ratio
FMR$1,978
Market$2,100
vs market-$122

FMR is near market; voucher and private rents are aligned.

90% standard$1,780 / 0.85 ratio110% standard$2,176 / 1.04 ratio
0.94
2 BR
2 BR- 08803
1.05ratio
FMR$2,486
Market$2,360
vs market+$126

FMR is near market; voucher and private rents are aligned.

90% standard$2,237 / 0.95 ratio110% standard$2,735 / 1.16 ratio
1.05
3 BR
3 BR- 08803
1.14ratio
FMR$2,981
Market$2,620
vs market+$361

FMR is above market; underwrite to market rent.

90% standard$2,683 / 1.02 ratio110% standard$3,279 / 1.25 ratio
1.14
4 BR
4 BR- 08803
1.22ratio
FMR$3,296
Market$2,710
vs market+$586

FMR is above market; underwrite to market rent.

90% standard$2,966 / 1.09 ratio110% standard$3,626 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BAPTISTOWN, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BAPTISTOWN, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for BAPTISTOWN, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like BAPTISTOWN, NJ FMR, BAPTISTOWN, NJ fair market rent, and BAPTISTOWN, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BAPTISTOWN, NJ
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296