MA/Hampshire County/BELCHERTOWN
BELCHERTOWN, MA
CityFMR
Hampshire County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,382$1,382
1 BR$1,580$1,580
2 BR$2,004$2,004
3 BR$2,504$2,504
4 BR$2,702$2,702
5 BR$3,107
6 BR$3,573
7 BR$4,109
8 BR$4,726

Purchase Price Calculator

Maximum purchase price
$235,877

Cost breakdown

+Likely effective rent$2,004
HUD FMRUsed$2,004
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$1,193
Loan amount$188,702
Down payment$47,175
Rate6.50%
Term30 years
-Operating costs-$611
Property taxes-$236
Insurance-$175
Utilities$0
HOA$0
Management-$200
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,097(68.0% ROI)
Projected value
$254,014
Current value$235,877
Return breakdown
Property appreciation+$18,137
Loan principal paid down+$6,761
Rental cash flow+$7,200
5-year hold
+$55,052(116.7% ROI)
Projected value
$266,873
Current value$235,877
Return breakdown
Property appreciation+$30,996
Loan principal paid down+$12,056
Rental cash flow+$12,000
10-year hold
+$118,793(251.8% ROI)
Projected value
$301,943
Current value$235,877
Return breakdown
Property appreciation+$66,066
Loan principal paid down+$28,728
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BELCHERTOWN, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BELCHERTOWN, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for BELCHERTOWN, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,004 and the 4 bedroom fair market rent is $2,702.

Use this page for searches like BELCHERTOWN, MA FMR, BELCHERTOWN, MA fair market rent, and BELCHERTOWN, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BELCHERTOWN, MA
Bedroom sizeHUD FMR
Studio$1,382
1 bedroom$1,580
2 bedroom$2,004
3 bedroom$2,504
4 bedroom$2,702