Home/MA/Hampshire County
Hampshire County, MA
CountyFMR
Found 37 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,382▲$1,330 – $1,520
1 BR$1,580▲$1,300 – $1,740
2 BR$2,004▲$1,490 – $2,200
3 BR$2,504▲$1,760 – $2,750
4 BR$2,702▲$1,920 – $2,970
5 BR$3,107▲—
6 BR$3,573▲—
7 BR$4,109▲—
8 BR$4,726▲—

Purchase Price Calculator

Maximum purchase price
$259,059

Cost breakdown

+Likely effective rent$2,160
HUD FMR$2,004
Market rent$2,240
Est. payment standard (108%)Used$2,160
Estimated payment standard is $2,160 (108% of FMR).
-Principal and interest-$1,310
Loan amount$207,247
Down payment$51,812
Rate6.50%
Term30 years
-Operating costs-$650
Property taxes-$259
Insurance-$175
Utilities$0
HOA$0
Management-$216
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$34,544(66.7% ROI)
Projected value
$278,978
Current value$259,059
Return breakdown
Property appreciation+$19,919
Loan principal paid down+$7,425
Rental cash flow+$7,200
5-year hold
+$59,283(114.4% ROI)
Projected value
$293,101
Current value$259,059
Return breakdown
Property appreciation+$34,042
Loan principal paid down+$13,241
Rental cash flow+$12,000
10-year hold
+$128,109(247.3% ROI)
Projected value
$331,617
Current value$259,059
Return breakdown
Property appreciation+$72,558
Loan principal paid down+$31,551
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 1 ZIP
0.64ratio
FMR$1,382
Market$2,170
vs market-$788

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.57 ratio110% standard$1,520 / 0.70 ratio
Studio- 6 ZIPs
0.65-0.68ratio range
Median FMR$1,382
Median Market$2,040
vs market-$658

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.61 ratio110% standard$1,520 / 0.75 ratio
6
Studio- 2 ZIPs
0.69ratio range
Median FMR$1,382
Median Market$2,000
vs market-$618

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.62 ratio110% standard$1,520 / 0.76 ratio
Studio- 2 ZIPs
0.73-0.75ratio range
Median FMR$1,382
Median Market$1,865
vs market-$483

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.67 ratio110% standard$1,520 / 0.82 ratio
Studio- 3 ZIPs
0.78-0.81ratio range
Median FMR$1,382
Median Market$1,740
vs market-$358

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.71 ratio110% standard$1,520 / 0.87 ratio
3
Studio- 2 ZIPs
0.82-0.83ratio range
Median FMR$1,382
Median Market$1,680
vs market-$298

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.74 ratio110% standard$1,520 / 0.90 ratio
Studio- 1 ZIP
0.86ratio
FMR$1,382
Market$1,610
vs market-$228

FMR is below market; voucher rent may lag private rents.

90% standard$1,244 / 0.77 ratio110% standard$1,520 / 0.94 ratio
Studio- 1 ZIP
0.92ratio
FMR$1,382
Market$1,510
vs market-$128

FMR is near market; voucher and private rents are aligned.

90% standard$1,244 / 0.82 ratio110% standard$1,520 / 1.01 ratio
Studio- 1 ZIP
0.96ratio
FMR$1,382
Market$1,440
vs market-$58

FMR is near market; voucher and private rents are aligned.

90% standard$1,244 / 0.86 ratio110% standard$1,520 / 1.06 ratio
Studio- 2 ZIPs
1.00-1.02ratio range
Median FMR$1,382
Median Market$1,370
vs market+$12

FMR is near market; voucher and private rents are aligned.

90% standard$1,244 / 0.91 ratio110% standard$1,520 / 1.11 ratio
Studio- 2 ZIPs
1.02-1.04ratio range
Median FMR$1,382
Median Market$1,340
vs market+$42

FMR is near market; voucher and private rents are aligned.

90% standard$1,244 / 0.93 ratio110% standard$1,520 / 1.13 ratio
0.64-1.04
1 BR
1 BR- 1 ZIP
0.77ratio
FMR$1,580
Market$2,040
vs market-$460

FMR is below market; voucher rent may lag private rents.

90% standard$1,422 / 0.70 ratio110% standard$1,738 / 0.85 ratio
1 BR- 12 ZIPs
0.82-0.85ratio range
Median FMR$1,580
Median Market$1,880
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,422 / 0.76 ratio110% standard$1,738 / 0.92 ratio
12
1 BR- 4 ZIPs
0.90-0.93ratio range
Median FMR$1,580
Median Market$1,710
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,422 / 0.83 ratio110% standard$1,738 / 1.02 ratio
1 BR- 1 ZIP
0.96ratio
FMR$1,580
Market$1,640
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,422 / 0.87 ratio110% standard$1,738 / 1.06 ratio
1 BR- 1 ZIP
1.05ratio
FMR$1,580
Market$1,500
vs market+$80

FMR is near market; voucher and private rents are aligned.

90% standard$1,422 / 0.95 ratio110% standard$1,738 / 1.16 ratio
1 BR- 1 ZIP
1.10ratio
FMR$1,580
Market$1,430
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$1,422 / 0.99 ratio110% standard$1,738 / 1.22 ratio
1 BR- 2 ZIPs
1.17-1.18ratio range
Median FMR$1,580
Median Market$1,345
vs market+$235

FMR is above market; underwrite to market rent.

90% standard$1,422 / 1.06 ratio110% standard$1,738 / 1.29 ratio
1 BR- 1 ZIP
1.22ratio
FMR$1,580
Market$1,300
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$1,422 / 1.09 ratio110% standard$1,738 / 1.34 ratio
0.77-1.22
2 BR
2 BR- 5 ZIPs
0.80-0.81ratio range
Median FMR$2,004
Median Market$2,480
vs market-$476

FMR is below market; voucher rent may lag private rents.

90% standard$1,804 / 0.73 ratio110% standard$2,204 / 0.89 ratio
5
2 BR- 5 ZIPs
0.82-0.85ratio range
Median FMR$2,004
Median Market$2,390
vs market-$386

FMR is below market; voucher rent may lag private rents.

90% standard$1,804 / 0.75 ratio110% standard$2,204 / 0.92 ratio
5
2 BR- 3 ZIPs
0.86-0.90ratio range
Median FMR$2,004
Median Market$2,240
vs market-$236

FMR is below market; voucher rent may lag private rents.

90% standard$1,804 / 0.81 ratio110% standard$2,204 / 0.98 ratio
3
2 BR- 1 ZIP
0.91ratio
FMR$2,004
Market$2,200
vs market-$196

FMR is near market; voucher and private rents are aligned.

90% standard$1,804 / 0.82 ratio110% standard$2,204 / 1.00 ratio
2 BR- 2 ZIPs
0.95-0.97ratio range
Median FMR$2,004
Median Market$2,090
vs market-$86

FMR is near market; voucher and private rents are aligned.

90% standard$1,804 / 0.86 ratio110% standard$2,204 / 1.05 ratio
2 BR- 2 ZIPs
1.00-1.02ratio range
Median FMR$2,004
Median Market$1,990
vs market+$14

FMR is near market; voucher and private rents are aligned.

90% standard$1,804 / 0.91 ratio110% standard$2,204 / 1.11 ratio
2 BR- 2 ZIPs
1.08-1.10ratio range
Median FMR$2,004
Median Market$1,840
vs market+$164

FMR is near market; voucher and private rents are aligned.

90% standard$1,804 / 0.98 ratio110% standard$2,204 / 1.20 ratio
2 BR- 1 ZIP
1.13ratio
FMR$2,004
Market$1,780
vs market+$224

FMR is above market; underwrite to market rent.

90% standard$1,804 / 1.01 ratio110% standard$2,204 / 1.24 ratio
2 BR- 2 ZIPs
1.34ratio range
Median FMR$2,004
Median Market$1,495
vs market+$509

FMR is above market; underwrite to market rent.

90% standard$1,804 / 1.21 ratio110% standard$2,204 / 1.47 ratio
0.80-1.34
3 BR
3 BR- 1 ZIP
0.80ratio
FMR$2,504
Market$3,140
vs market-$636

FMR is below market; voucher rent may lag private rents.

90% standard$2,254 / 0.72 ratio110% standard$2,754 / 0.88 ratio
3 BR- 4 ZIPs
0.82-0.85ratio range
Median FMR$2,504
Median Market$2,990
vs market-$486

FMR is below market; voucher rent may lag private rents.

90% standard$2,254 / 0.75 ratio110% standard$2,754 / 0.92 ratio
4
3 BR- 6 ZIPs
0.86-0.88ratio range
Median FMR$2,504
Median Market$2,860
vs market-$356

FMR is below market; voucher rent may lag private rents.

90% standard$2,254 / 0.79 ratio110% standard$2,754 / 0.96 ratio
6
3 BR- 2 ZIPs
0.90-0.93ratio range
Median FMR$2,504
Median Market$2,730
vs market-$226

FMR is near market; voucher and private rents are aligned.

90% standard$2,254 / 0.83 ratio110% standard$2,754 / 1.01 ratio
3 BR- 3 ZIPs
0.96-0.97ratio range
Median FMR$2,504
Median Market$2,600
vs market-$96

FMR is near market; voucher and private rents are aligned.

90% standard$2,254 / 0.87 ratio110% standard$2,754 / 1.06 ratio
3
3 BR- 2 ZIPs
1.06-1.08ratio range
Median FMR$2,504
Median Market$2,340
vs market+$164

FMR is near market; voucher and private rents are aligned.

90% standard$2,254 / 0.96 ratio110% standard$2,754 / 1.18 ratio
3 BR- 1 ZIP
1.13ratio
FMR$2,504
Market$2,210
vs market+$294

FMR is above market; underwrite to market rent.

90% standard$2,254 / 1.02 ratio110% standard$2,754 / 1.25 ratio
3 BR- 1 ZIP
1.17ratio
FMR$2,504
Market$2,140
vs market+$364

FMR is above market; underwrite to market rent.

90% standard$2,254 / 1.05 ratio110% standard$2,754 / 1.29 ratio
3 BR- 1 ZIP
1.27ratio
FMR$2,504
Market$1,970
vs market+$534

FMR is above market; underwrite to market rent.

90% standard$2,254 / 1.14 ratio110% standard$2,754 / 1.40 ratio
3 BR- 2 ZIPs
1.41-1.42ratio range
Median FMR$2,504
Median Market$1,765
vs market+$739

FMR is above market; underwrite to market rent.

90% standard$2,254 / 1.28 ratio110% standard$2,754 / 1.56 ratio
0.80-1.42
4 BR
4 BR- 5 ZIPs
0.73-0.77ratio range
Median FMR$2,702
Median Market$3,600
vs market-$898

FMR is below market; voucher rent may lag private rents.

90% standard$2,432 / 0.68 ratio110% standard$2,972 / 0.83 ratio
5
4 BR- 4 ZIPs
0.78-0.81ratio range
Median FMR$2,702
Median Market$3,470
vs market-$768

FMR is below market; voucher rent may lag private rents.

90% standard$2,432 / 0.70 ratio110% standard$2,972 / 0.86 ratio
4
4 BR- 1 ZIP
0.84ratio
FMR$2,702
Market$3,210
vs market-$508

FMR is below market; voucher rent may lag private rents.

90% standard$2,432 / 0.76 ratio110% standard$2,972 / 0.93 ratio
4 BR- 3 ZIPs
0.87-0.89ratio range
Median FMR$2,702
Median Market$3,110
vs market-$408

FMR is below market; voucher rent may lag private rents.

90% standard$2,432 / 0.78 ratio110% standard$2,972 / 0.96 ratio
3
4 BR- 1 ZIP
0.93ratio
FMR$2,702
Market$2,920
vs market-$218

FMR is near market; voucher and private rents are aligned.

90% standard$2,432 / 0.83 ratio110% standard$2,972 / 1.02 ratio
4 BR- 1 ZIP
0.95ratio
FMR$2,702
Market$2,840
vs market-$138

FMR is near market; voucher and private rents are aligned.

90% standard$2,432 / 0.86 ratio110% standard$2,972 / 1.05 ratio
4 BR- 1 ZIP
1.02ratio
FMR$2,702
Market$2,660
vs market+$42

FMR is near market; voucher and private rents are aligned.

90% standard$2,432 / 0.91 ratio110% standard$2,972 / 1.12 ratio
4 BR- 1 ZIP
1.07ratio
FMR$2,702
Market$2,520
vs market+$182

FMR is near market; voucher and private rents are aligned.

90% standard$2,432 / 0.96 ratio110% standard$2,972 / 1.18 ratio
4 BR- 1 ZIP
1.19ratio
FMR$2,702
Market$2,270
vs market+$432

FMR is above market; underwrite to market rent.

90% standard$2,432 / 1.07 ratio110% standard$2,972 / 1.31 ratio
4 BR- 1 ZIP
1.22ratio
FMR$2,702
Market$2,210
vs market+$492

FMR is above market; underwrite to market rent.

90% standard$2,432 / 1.10 ratio110% standard$2,972 / 1.34 ratio
4 BR- 2 ZIPs
1.26-1.30ratio range
Median FMR$2,702
Median Market$2,110
vs market+$592

FMR is above market; underwrite to market rent.

90% standard$2,432 / 1.15 ratio110% standard$2,972 / 1.41 ratio
4 BR- 2 ZIPs
1.36-1.41ratio range
Median FMR$2,702
Median Market$1,950
vs market+$752

FMR is above market; underwrite to market rent.

90% standard$2,432 / 1.25 ratio110% standard$2,972 / 1.52 ratio
0.73-1.41
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Hampshire County, MA (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
01002010030100401007010110101201026010270103101032

Hampshire County, MA fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Hampshire County, MA shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,004 and the 4 bedroom fair market rent is $2,702.

Use this page for searches like Hampshire County, MA FMR, Hampshire County, MA fair market rent, and Hampshire County, MA Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Hampshire County, MA
Bedroom sizeHUD FMR
Studio$1,382
1 bedroom$1,580
2 bedroom$2,004
3 bedroom$2,504
4 bedroom$2,702
01002 FMR01003 FMR01004 FMR01007 FMR01011 FMR01012 FMR01026 FMR01027 FMR