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Hampshire County/Southampton/01073

01073

ZIPSAFMR
Hampshire County, MA
Zillow

ZIP Investment Score

81Below average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,410
1 BR$1,440$1,580
2 BR$1,830$2,010
3 BR$2,340$2,500
4 BR$2,460$2,590
5 BR$2,829Not available
6 BR$3,253Not available
7 BR$3,741Not available
8 BR$4,303Not available

Purchase Price Calculator

Maximum purchase price
$236,769

Cost breakdown

+Likely effective rent$2,010
HUD FMR$1,830
Market rent$2,200
Est. payment standard (110%)Used$2,010
-Principal and interest-$1,197
Loan amount$189,415
Down payment$47,354
Rate6.50%
Term30 years
-Operating costs-$613
Property taxes-$237
Insurance-$175
Utilities$0
HOA$0
Management-$201
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,192(68.0% ROI)
Projected value
$254,974
Return breakdown
Property appreciation+$18,205
Loan principal paid down+$6,786
Rental cash flow+$7,200
5-year hold
+$55,215(116.6% ROI)
Projected value
$267,882
Return breakdown
Property appreciation+$31,113
Loan principal paid down+$12,102
Rental cash flow+$12,000
10-year hold
+$119,152(251.6% ROI)
Projected value
$303,084
Return breakdown
Property appreciation+$66,315
Loan principal paid down+$28,836
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.59
1 BR
0.77
2 BR
0.83
3 BR
0.91
4 BR
0.92
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 01073 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 01073 (Southampton, MA) is $1,830 a month. That is up 1.1% from $1,810 in FY 2026. Southampton is in the Amherst Town-Northampton, MA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,034. Among 37 ZIP codes in Hampshire County, 01073 has the 23rd-highest two-bedroom rent (county range $1,800–$3,050). The median county two-bedroom FMR in Massachusetts is $2,222, so ZIP 01073 is 18% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 01073
BedroomsFY 2027Change90–110% range
Studio$1,280+1.6%$1,152–$1,408
1BR$1,440+0.7%$1,296–$1,584
2BR$1,830+1.1%$1,647–$2,013
3BR$2,340+4.5%$2,106–$2,574
4BR$2,460+1.7%$2,214–$2,706

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 01073
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,440$1,830$2,340$2,460
FY 2026$1,260$1,430$1,810$2,240$2,420
FY 2025$1,020$1,180$1,470$1,790$2,000
FY 2024$900$1,080$1,340$1,620$1,900
FY 2023$790$950$1,180$1,440$1,740

Two-bedroom rent in nearby Hampshire County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 01073
01060$2,350+28.4%
01061$2,100+14.8%
01062$1,950+6.6%
01063$2,350+28.4%
01066$2,320+26.8%
01069$1,810−1.1%
01070$1,810−1.1%
01073Current$1,830—
01075$1,900+3.8%
01082$1,860+1.6%
01084$1,810−1.1%
01085$1,810−1.1%

Questions about ZIP 01073 rents

How much will Section 8 pay for a two-bedroom in ZIP 01073?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,034, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,831 to $2,237 a month; under the ZIP-level Small Area FMR of $1,830 it would be $1,647 to $2,013. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 01073 in?

ZIP 01073 is in the Amherst Town-Northampton, MA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,034.

How much did fair market rent change in ZIP 01073 for FY 2027?

The two-bedroom FMR rose 1.1%, from $1,810 in FY 2026 to $1,830 in FY 2027. Since FY 2023 it has risen 55.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSouthampton, MA fair market rentMA statewide rentsWhat is SAFMR?Data sources