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FL/Pinellas County/Belleair Beach

Belleair Beach, FL

CitySAFMR
Pinellas County
Found 1 ZIP

City Median Investment Score

55Below average

095130300
BRFMR
Eff. Rent
0 BR$2,400$1,800
1 BR$2,480$2,480
2 BR$2,880$3,170
3 BR$3,680$3,760
4 BR$4,470$4,800
5 BR$5,141Not available
6 BR$5,912Not available
7 BR$6,798Not available
8 BR$7,818Not available

Purchase Price Calculator

Maximum purchase price
$409,144

Cost breakdown

+Likely effective rent$3,170
HUD FMR$2,880
Market rent$3,650
Est. payment standard (110%)Used$3,170
-Principal and interest-$2,069
Loan amount$327,315
Down payment$81,829
Rate6.50%
Term30 years
-Operating costs-$901
Property taxes-$409
Insurance-$175
Utilities$0
HOA$0
Management-$317
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,386(61.6% ROI)
Projected value
$440,604
Return breakdown
Property appreciation+$31,459
Loan principal paid down+$11,727
Rental cash flow+$7,200
5-year hold
+$86,677(105.9% ROI)
Projected value
$462,909
Return breakdown
Property appreciation+$53,765
Loan principal paid down+$20,912
Rental cash flow+$12,000
10-year hold
+$188,425(230.3% ROI)
Projected value
$523,739
Return breakdown
Property appreciation+$114,595
Loan principal paid down+$49,830
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.33
1 BR
1.00
2 BR
0.79
3 BR
0.97
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Belleair Beach, FL fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Belleair Beach, FL is $2,880 a month. That is down 3.0% from $2,970 in FY 2026. Belleair Beach is in the Tampa-St. Petersburg-Clearwater, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Florida is $1,474, so Belleair Beach is 95% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Belleair Beach, FL
BedroomsFY 2027Change90–110% range
Studio$2,400+0.4%$2,160–$2,640
1BR$2,480−2.7%$2,232–$2,728
2BR$2,880−3.0%$2,592–$3,168
3BR$3,680−3.2%$3,312–$4,048
4BR$4,470−3.2%$4,023–$4,917

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Belleair Beach, FL
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,400$2,480$2,880$3,680$4,470
FY 2026$2,390$2,550$2,970$3,800$4,620
FY 2025$2,350$2,530$2,970$3,800$4,630
FY 2024$2,180$2,350$2,780$3,550$4,340
FY 2023$1,940$2,070$2,490$3,190$3,910

Questions about Belleair Beach, FL rents

How much will Section 8 pay for a two-bedroom in Belleair Beach, FL?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,880, that basic range is $2,592 to $3,168 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Belleair Beach, FL in?

Belleair Beach, FL is in the Tampa-St. Petersburg-Clearwater, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Belleair Beach, FL for FY 2027?

The two-bedroom FMR fell 3.0%, from $2,970 in FY 2026 to $2,880 in FY 2027. Since FY 2023 it has risen 15.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set