For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ben Lomond, CA is $4,450 a month. That is up 0.5% from $4,430 in FY 2026. Ben Lomond is in the Santa Cruz-Watsonville, CA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $4,254. The median county two-bedroom FMR in California is $1,725, so Ben Lomond is 158% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Ben Lomond, CA
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$3,340
$3,380
+1.2%
$3,042–$3,718
1BR
$3,470
$3,550
+2.3%
$3,195–$3,905
2BR
$4,430
$4,450
+0.5%
$4,005–$4,895
3BR
$5,650
$5,790
+2.5%
$5,211–$6,369
4BR
$5,950
$6,010
+1.0%
$5,409–$6,611
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Ben Lomond, CA
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$3,380
$3,550
$4,450
$5,790
$6,010
FY 2026
$3,340
$3,470
$4,430
$5,650
$5,950
FY 2025
$3,180
$3,360
$4,400
$5,480
$5,840
FY 2024
$2,960
$3,200
$4,210
$5,190
$5,720
FY 2023
$2,320
$2,630
$3,460
$4,280
$4,800
Questions about Ben Lomond, CA rents
How much will Section 8 pay for a two-bedroom in Ben Lomond, CA?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $4,254, which applies unless the housing authority uses Small Area FMRs, that basic range is $3,829 to $4,679 a month; under the ZIP-level Small Area FMR of $4,450 it would be $4,005 to $4,895. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Ben Lomond, CA in?
Ben Lomond, CA is in the Santa Cruz-Watsonville, CA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $4,254.
How much did fair market rent change in Ben Lomond, CA for FY 2027?
The two-bedroom FMR rose 0.5%, from $4,430 in FY 2026 to $4,450 in FY 2027. Since FY 2023 it has risen 28.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set