BEN LOMOND, CA
CitySAFMR
Santa Cruz County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$3,340$2,320
1 BR$3,470$2,710
2 BR$4,430$3,300
3 BR$5,650$4,050
4 BR$5,950$4,460
5 BR$6,842
6 BR$7,869
7 BR$9,049
8 BR$10,407

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 95005
1.44ratio
FMR$3,340
Market$2,320
vs market+$1,020

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.44
1 BR
1 BR· 95005
1.28ratio
FMR$3,470
Market$2,710
vs market+$760

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
2 BR
2 BR· 95005
1.34ratio
FMR$4,430
Market$3,300
vs market+$1,130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
3 BR
3 BR· 95005
1.40ratio
FMR$5,650
Market$4,050
vs market+$1,600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.40
4 BR
4 BR· 95005
1.33ratio
FMR$5,950
Market$4,460
vs market+$1,490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.33
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$596,380
Rent
$4,430
Down payment
$119,276
Loan
$477,104
Mortgage
$3,016
Expenses
$1,214
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BEN LOMOND, CA (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

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