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CO/Weld County/Berthoud

Berthoud, CO

CitySAFMR
Weld County
Found 1 ZIP

City Median Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$1,620$1,550
1 BR$1,660$1,710
2 BR$1,920$2,110
3 BR$2,540$2,550
4 BR$2,920$2,850
5 BR$3,358Not available
6 BR$3,862Not available
7 BR$4,441Not available
8 BR$5,107Not available

Purchase Price Calculator

Maximum purchase price
$251,629

Cost breakdown

+Likely effective rent$2,110
HUD FMR$1,920
Market rent$2,250
Est. payment standard (110%)Used$2,110
-Principal and interest-$1,272
Loan amount$201,303
Down payment$50,326
Rate6.50%
Term30 years
-Operating costs-$638
Property taxes-$252
Insurance-$175
Utilities$0
HOA$0
Management-$211
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,760(67.1% ROI)
Projected value
$270,977
Return breakdown
Property appreciation+$19,348
Loan principal paid down+$7,212
Rental cash flow+$7,200
5-year hold
+$57,927(115.1% ROI)
Projected value
$284,695
Return breakdown
Property appreciation+$33,066
Loan principal paid down+$12,861
Rental cash flow+$12,000
10-year hold
+$125,123(248.6% ROI)
Projected value
$322,106
Return breakdown
Property appreciation+$70,477
Loan principal paid down+$30,646
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
0.96
2 BR
0.85
3 BR
0.99
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Berthoud, CO fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Berthoud, CO is $1,920 a month. That is up 3.2% from $1,860 in FY 2026. Berthoud is in the Greeley, CO MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,647. The median county two-bedroom FMR in Colorado is $1,375, so Berthoud is 40% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Berthoud, CO
BedroomsFY 2027Change90–110% range
Studio$1,620+1.9%$1,458–$1,782
1BR$1,660+2.5%$1,494–$1,826
2BR$1,920+3.2%$1,728–$2,112
3BR$2,5400.0%$2,286–$2,794
4BR$2,920+4.7%$2,628–$3,212

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Berthoud, CO
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,620$1,660$1,920$2,540$2,920
FY 2026$1,590$1,620$1,860$2,540$2,790
FY 2025$1,640$1,650$2,000$2,740$3,060
FY 2024$1,570$1,590$1,950$2,750$3,020
FY 2023$1,440$1,470$1,850$2,620$2,960

Questions about Berthoud, CO rents

How much will Section 8 pay for a two-bedroom in Berthoud, CO?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,647, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,482 to $1,812 a month; under the ZIP-level Small Area FMR of $1,920 it would be $1,728 to $2,112. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Berthoud, CO in?

Berthoud, CO is in the Greeley, CO MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,647.

How much did fair market rent change in Berthoud, CO for FY 2027?

The two-bedroom FMR rose 3.2%, from $1,860 in FY 2026 to $1,920 in FY 2027. Since FY 2023 it has risen 3.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set