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Bolton, MA

CitySAFMR
Worcester County
Found 1 ZIP

City Median Investment Score

40Below average

095130300
BRFMR
Eff. Rent
0 BR$1,970$1,590
1 BR$2,100$1,840
2 BR$2,660$2,400
3 BR$3,480$3,290
4 BR$3,820$3,520
5 BR$4,393Not available
6 BR$5,052Not available
7 BR$5,810Not available
8 BR$6,681Not available

Purchase Price Calculator

Maximum purchase price
$294,723

Cost breakdown

+Likely effective rent$2,400
HUD FMR$2,660
Market rentUsed$2,400
Est. payment standard (94%)$2,490
-Principal and interest-$1,490
Loan amount$235,778
Down payment$58,945
Rate6.50%
Term30 years
-Operating costs-$710
Property taxes-$295
Insurance-$175
Utilities$0
HOA$0
Management-$240
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$38,309(65.0% ROI)
Projected value
$317,384
Return breakdown
Property appreciation+$22,661
Loan principal paid down+$8,447
Rental cash flow+$7,200
5-year hold
+$65,793(111.6% ROI)
Projected value
$333,451
Return breakdown
Property appreciation+$38,729
Loan principal paid down+$15,064
Rental cash flow+$12,000
10-year hold
+$142,442(241.7% ROI)
Projected value
$377,270
Return breakdown
Property appreciation+$82,547
Loan principal paid down+$35,895
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.24
1 BR
1.14
2 BR
1.11
3 BR
1.06
4 BR
1.09
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Bolton, MA fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Bolton, MA is $2,660 a month. That is up 20.4% from $2,210 in FY 2026. Bolton is in the Fitchburg-Leominster, MA HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,900. The median county two-bedroom FMR in Massachusetts is $2,222, so Bolton is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Bolton, MA
BedroomsFY 2027Change90–110% range
Studio$1,970+22.4%$1,773–$2,167
1BR$2,100+20.7%$1,890–$2,310
2BR$2,660+20.4%$2,394–$2,926
3BR$3,480+18.0%$3,132–$3,828
4BR$3,820+16.1%$3,438–$4,202

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Bolton, MA
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,970$2,100$2,660$3,480$3,820
FY 2026$1,610$1,740$2,210$2,950$3,290
FY 2025$1,570$1,710$2,160$2,850$3,220
FY 2024$1,500$1,650$2,080$2,750$3,030
FY 2023$1,300$1,440$1,840$2,390$2,770

Questions about Bolton, MA rents

How much will Section 8 pay for a two-bedroom in Bolton, MA?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,900, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,710 to $2,090 a month; under the ZIP-level Small Area FMR of $2,660 it would be $2,394 to $2,926. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Bolton, MA in?

Bolton, MA is in the Fitchburg-Leominster, MA HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,900.

How much did fair market rent change in Bolton, MA for FY 2027?

The two-bedroom FMR rose 20.4%, from $2,210 in FY 2026 to $2,660 in FY 2027. Since FY 2023 it has risen 44.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set