BONNE TERRE, MO
CitySAFMR
St. Francois County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$760$840
1 BR$800$880
2 BR$990$810
3 BR$1,270$980
4 BR$1,480$1,270
5 BR$1,702
6 BR$1,957
7 BR$2,251
8 BR$2,589

Purchase Price Calculator

Maximum purchase price
$58,449

Cost breakdown

+Likely effective rent$810
HUD FMR$990
Market rentUsed$810
Est. payment standard (90%)$890
Market rent is below the inferred standard ($890, 90% of FMR).
-Principal and interest-$296
Loan amount$46,759
Down payment$11,690
Rate6.50%
Term30 years
-Operating costs-$314
Property taxes-$58
Insurance-$175
Utilities$0
HOA$0
Management-$81
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,369(114.4% ROI)
Projected value
$62,943
Current value$58,449
Return breakdown
Property appreciation+$4,494
Loan principal paid down+$1,675
Rental cash flow+$7,200
5-year hold
+$22,668(193.9% ROI)
Projected value
$66,130
Current value$58,449
Return breakdown
Property appreciation+$7,681
Loan principal paid down+$2,987
Rental cash flow+$12,000
10-year hold
+$47,489(406.2% ROI)
Projected value
$74,820
Current value$58,449
Return breakdown
Property appreciation+$16,371
Loan principal paid down+$7,119
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 63628
0.75ratio
FMR$760
Market$1,010
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$684 / 0.68 ratio110% standard$836 / 0.83 ratio
0.75
1 BR
1 BR- 63628
0.79ratio
FMR$800
Market$1,010
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$720 / 0.71 ratio110% standard$880 / 0.87 ratio
0.79
2 BR
2 BR- 63628
1.22ratio
FMR$990
Market$810
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$891 / 1.10 ratio110% standard$1,089 / 1.34 ratio
1.22
3 BR
3 BR- 63628
1.30ratio
FMR$1,270
Market$980
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,143 / 1.17 ratio110% standard$1,397 / 1.43 ratio
1.30
4 BR
4 BR- 63628
1.17ratio
FMR$1,480
Market$1,270
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,332 / 1.05 ratio110% standard$1,628 / 1.28 ratio
1.17
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BONNE TERRE, MO (MO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BONNE TERRE, MO fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for BONNE TERRE, MO shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $990 and the 4 bedroom fair market rent is $1,480.

Use this page for searches like BONNE TERRE, MO FMR, BONNE TERRE, MO fair market rent, and BONNE TERRE, MO Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BONNE TERRE, MO
Bedroom sizeHUD FMR
Studio$760
1 bedroom$800
2 bedroom$990
3 bedroom$1,270
4 bedroom$1,480