NJ/Monmouth County/BRADLEY BEACH
BRADLEY BEACH, NJ
CityFMR
Monmouth County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$1,676$1,840
1 BR$1,889$2,080
2 BR$2,328$2,380
3 BR$3,043$2,880
4 BR$3,371$3,700
5 BR$3,877
6 BR$4,458
7 BR$5,127
8 BR$5,896

Purchase Price Calculator

Maximum purchase price
$291,751

Cost breakdown

+Likely effective rent$2,380
HUD FMR$2,328
Market rent$2,410
Est. payment standard (102%)Used$2,380
Estimated payment standard is $2,380 (102% of FMR).
-Principal and interest-$1,475
Loan amount$233,400
Down payment$58,350
Rate6.50%
Term30 years
-Operating costs-$705
Property taxes-$292
Insurance-$175
Utilities$0
HOA$0
Management-$238
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$37,995(65.1% ROI)
Projected value
$314,183
Current value$291,751
Return breakdown
Property appreciation+$22,433
Loan principal paid down+$8,362
Rental cash flow+$7,200
5-year hold
+$65,250(111.8% ROI)
Projected value
$330,089
Current value$291,751
Return breakdown
Property appreciation+$38,338
Loan principal paid down+$14,912
Rental cash flow+$12,000
10-year hold
+$141,247(242.1% ROI)
Projected value
$373,465
Current value$291,751
Return breakdown
Property appreciation+$81,715
Loan principal paid down+$35,533
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 07720
0.83ratio
FMR$1,676
Market$2,010
vs market-$334

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.75 ratio110% standard$1,844 / 0.92 ratio
0.83
1 BR
1 BR- 07720
0.84ratio
FMR$1,889
Market$2,250
vs market-$361

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.76 ratio110% standard$2,078 / 0.92 ratio
0.84
2 BR
2 BR- 07720
0.97ratio
FMR$2,328
Market$2,410
vs market-$82

FMR is near market; voucher and private rents are aligned.

90% standard$2,095 / 0.87 ratio110% standard$2,561 / 1.06 ratio
0.97
3 BR
3 BR- 07720
1.06ratio
FMR$3,043
Market$2,880
vs market+$163

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.95 ratio110% standard$3,347 / 1.16 ratio
1.06
4 BR
4 BR- 07720
0.87ratio
FMR$3,371
Market$3,880
vs market-$509

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.78 ratio110% standard$3,708 / 0.96 ratio
0.87
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for BRADLEY BEACH, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

BRADLEY BEACH, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for BRADLEY BEACH, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,328 and the 4 bedroom fair market rent is $3,371.

Use this page for searches like BRADLEY BEACH, NJ FMR, BRADLEY BEACH, NJ fair market rent, and BRADLEY BEACH, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for BRADLEY BEACH, NJ
Bedroom sizeHUD FMR
Studio$1,676
1 bedroom$1,889
2 bedroom$2,328
3 bedroom$3,043
4 bedroom$3,371