Home/NJ/Monmouth County
Monmouth County, NJ
CountyFMR
Found 61 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,676▲$1,430 – $1,840
1 BR$1,889▲$1,540 – $2,080
2 BR$2,328▲$1,840 – $2,560
3 BR$3,043▲$2,530 – $3,350
4 BR$3,371▲$2,510 – $3,710
5 BR$3,877▲—
6 BR$4,458▲—
7 BR$5,127▲—
8 BR$5,896▲—

Purchase Price Calculator

Maximum purchase price
$318,498

Cost breakdown

+Likely effective rent$2,560
HUD FMR$2,328
Market rent$2,800
Est. payment standard (110%)Used$2,560
Estimated payment standard is $2,560 (110% of FMR).
-Principal and interest-$1,611
Loan amount$254,799
Down payment$63,700
Rate6.50%
Term30 years
-Operating costs-$749
Property taxes-$318
Insurance-$175
Utilities$0
HOA$0
Management-$256
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,818(64.1% ROI)
Projected value
$342,988
Current value$318,498
Return breakdown
Property appreciation+$24,490
Loan principal paid down+$9,129
Rental cash flow+$7,200
5-year hold
+$70,132(110.1% ROI)
Projected value
$360,352
Current value$318,498
Return breakdown
Property appreciation+$41,853
Loan principal paid down+$16,279
Rental cash flow+$12,000
10-year hold
+$151,997(238.6% ROI)
Projected value
$407,705
Current value$318,498
Return breakdown
Property appreciation+$89,206
Loan principal paid down+$38,790
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 18 ZIPs
0.33-0.63ratio range
Median FMR$1,676
Median Market$2,920
vs market-$1,244

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.52 ratio110% standard$1,844 / 0.63 ratio
18
Studio- 5 ZIPs
0.64-0.67ratio range
Median FMR$1,676
Median Market$2,520
vs market-$844

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.60 ratio110% standard$1,844 / 0.73 ratio
Studio- 8 ZIPs
0.70-0.73ratio range
Median FMR$1,676
Median Market$2,355
vs market-$679

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.64 ratio110% standard$1,844 / 0.78 ratio
Studio- 7 ZIPs
0.73-0.76ratio range
Median FMR$1,676
Median Market$2,230
vs market-$554

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.68 ratio110% standard$1,844 / 0.83 ratio
Studio- 7 ZIPs
0.78-0.80ratio range
Median FMR$1,676
Median Market$2,120
vs market-$444

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.71 ratio110% standard$1,844 / 0.87 ratio
Studio- 5 ZIPs
0.82-0.85ratio range
Median FMR$1,676
Median Market$2,020
vs market-$344

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.75 ratio110% standard$1,844 / 0.91 ratio
Studio- 2 ZIPs
0.86-0.88ratio range
Median FMR$1,676
Median Market$1,925
vs market-$249

FMR is below market; voucher rent may lag private rents.

90% standard$1,508 / 0.78 ratio110% standard$1,844 / 0.96 ratio
Studio- 7 ZIPs
0.91-0.94ratio range
Median FMR$1,676
Median Market$1,790
vs market-$114

FMR is near market; voucher and private rents are aligned.

90% standard$1,508 / 0.84 ratio110% standard$1,844 / 1.03 ratio
Studio- 1 ZIP
0.96ratio
FMR$1,676
Market$1,750
vs market-$74

FMR is near market; voucher and private rents are aligned.

90% standard$1,508 / 0.86 ratio110% standard$1,844 / 1.05 ratio
Studio- 1 ZIP
1.17ratio
FMR$1,676
Market$1,430
vs market+$246

FMR is above market; underwrite to market rent.

90% standard$1,508 / 1.05 ratio110% standard$1,844 / 1.29 ratio
0.33-1.17
1 BR
1 BR- 2 ZIPs
0.58-0.63ratio range
Median FMR$1,889
Median Market$3,140
vs market-$1,251

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.54 ratio110% standard$2,078 / 0.66 ratio
1 BR- 8 ZIPs
0.66-0.68ratio range
Median FMR$1,889
Median Market$2,810
vs market-$921

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.61 ratio110% standard$2,078 / 0.74 ratio
8
1 BR- 7 ZIPs
0.69-0.72ratio range
Median FMR$1,889
Median Market$2,630
vs market-$741

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.65 ratio110% standard$2,078 / 0.79 ratio
7
1 BR- 11 ZIPs
0.73-0.76ratio range
Median FMR$1,889
Median Market$2,510
vs market-$621

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.68 ratio110% standard$2,078 / 0.83 ratio
11
1 BR- 5 ZIPs
0.79-0.81ratio range
Median FMR$1,889
Median Market$2,350
vs market-$461

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.72 ratio110% standard$2,078 / 0.88 ratio
1 BR- 14 ZIPs
0.82-0.85ratio range
Median FMR$1,889
Median Market$2,270
vs market-$381

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.75 ratio110% standard$2,078 / 0.92 ratio
14
1 BR- 2 ZIPs
0.87-0.90ratio range
Median FMR$1,889
Median Market$2,130
vs market-$241

FMR is below market; voucher rent may lag private rents.

90% standard$1,700 / 0.80 ratio110% standard$2,078 / 0.98 ratio
1 BR- 1 ZIP
0.94ratio
FMR$1,889
Market$2,010
vs market-$121

FMR is near market; voucher and private rents are aligned.

90% standard$1,700 / 0.85 ratio110% standard$2,078 / 1.03 ratio
1 BR- 1 ZIP
0.96ratio
FMR$1,889
Market$1,970
vs market-$81

FMR is near market; voucher and private rents are aligned.

90% standard$1,700 / 0.86 ratio110% standard$2,078 / 1.05 ratio
1 BR- 2 ZIPs
0.98-0.99ratio range
Median FMR$1,889
Median Market$1,910
vs market-$21

FMR is near market; voucher and private rents are aligned.

90% standard$1,700 / 0.89 ratio110% standard$2,078 / 1.09 ratio
1 BR- 7 ZIPs
1.02-1.05ratio range
Median FMR$1,889
Median Market$1,850
vs market+$39

FMR is near market; voucher and private rents are aligned.

90% standard$1,700 / 0.92 ratio110% standard$2,078 / 1.12 ratio
7
1 BR- 1 ZIP
1.23ratio
FMR$1,889
Market$1,540
vs market+$349

FMR is above market; underwrite to market rent.

90% standard$1,700 / 1.10 ratio110% standard$2,078 / 1.35 ratio
0.58-1.23
2 BR
2 BR- 5 ZIPs
0.54-0.63ratio range
Median FMR$2,328
Median Market$3,840
vs market-$1,512

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.55 ratio110% standard$2,561 / 0.67 ratio
5
2 BR- 2 ZIPs
0.67-0.68ratio range
Median FMR$2,328
Median Market$3,460
vs market-$1,132

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.61 ratio110% standard$2,561 / 0.74 ratio
2 BR- 5 ZIPs
0.69-0.71ratio range
Median FMR$2,328
Median Market$3,310
vs market-$982

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.63 ratio110% standard$2,561 / 0.77 ratio
5
2 BR- 8 ZIPs
0.73-0.76ratio range
Median FMR$2,328
Median Market$3,125
vs market-$797

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.67 ratio110% standard$2,561 / 0.82 ratio
8
2 BR- 9 ZIPs
0.77-0.81ratio range
Median FMR$2,328
Median Market$2,900
vs market-$572

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.72 ratio110% standard$2,561 / 0.88 ratio
9
2 BR- 8 ZIPs
0.83-0.86ratio range
Median FMR$2,328
Median Market$2,760
vs market-$432

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.76 ratio110% standard$2,561 / 0.93 ratio
8
2 BR- 8 ZIPs
0.86-0.89ratio range
Median FMR$2,328
Median Market$2,660
vs market-$332

FMR is below market; voucher rent may lag private rents.

90% standard$2,095 / 0.79 ratio110% standard$2,561 / 0.96 ratio
8
2 BR- 6 ZIPs
0.91-0.94ratio range
Median FMR$2,328
Median Market$2,495
vs market-$167

FMR is near market; voucher and private rents are aligned.

90% standard$2,095 / 0.84 ratio110% standard$2,561 / 1.03 ratio
6
2 BR- 2 ZIPs
0.97ratio range
Median FMR$2,328
Median Market$2,400
vs market-$72

FMR is near market; voucher and private rents are aligned.

90% standard$2,095 / 0.87 ratio110% standard$2,561 / 1.07 ratio
2 BR- 7 ZIPs
1.00-1.01ratio range
Median FMR$2,328
Median Market$2,330
vs market-$2

FMR is near market; voucher and private rents are aligned.

90% standard$2,095 / 0.90 ratio110% standard$2,561 / 1.10 ratio
7
2 BR- 1 ZIP
1.27ratio
FMR$2,328
Market$1,840
vs market+$488

FMR is above market; underwrite to market rent.

90% standard$2,095 / 1.14 ratio110% standard$2,561 / 1.39 ratio
0.54-1.27
3 BR
3 BR- 3 ZIPs
0.41-0.63ratio range
Median FMR$3,043
Median Market$5,020
vs market-$1,977

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.55 ratio110% standard$3,347 / 0.67 ratio
3 BR- 4 ZIPs
0.66-0.68ratio range
Median FMR$3,043
Median Market$4,535
vs market-$1,492

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.60 ratio110% standard$3,347 / 0.74 ratio
3 BR- 3 ZIPs
0.70-0.73ratio range
Median FMR$3,043
Median Market$4,220
vs market-$1,177

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.65 ratio110% standard$3,347 / 0.79 ratio
3 BR- 6 ZIPs
0.73-0.76ratio range
Median FMR$3,043
Median Market$4,050
vs market-$1,007

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.68 ratio110% standard$3,347 / 0.83 ratio
3 BR- 10 ZIPs
0.78-0.81ratio range
Median FMR$3,043
Median Market$3,765
vs market-$722

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.73 ratio110% standard$3,347 / 0.89 ratio
10
3 BR- 3 ZIPs
0.82-0.85ratio range
Median FMR$3,043
Median Market$3,690
vs market-$647

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.74 ratio110% standard$3,347 / 0.91 ratio
3 BR- 14 ZIPs
0.86-0.90ratio range
Median FMR$3,043
Median Market$3,475
vs market-$432

FMR is below market; voucher rent may lag private rents.

90% standard$2,739 / 0.79 ratio110% standard$3,347 / 0.96 ratio
14
3 BR- 7 ZIPs
0.90-0.93ratio range
Median FMR$3,043
Median Market$3,270
vs market-$227

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.84 ratio110% standard$3,347 / 1.02 ratio
7
3 BR- 4 ZIPs
0.95-0.96ratio range
Median FMR$3,043
Median Market$3,195
vs market-$152

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.86 ratio110% standard$3,347 / 1.05 ratio
3 BR- 2 ZIPs
0.99-1.00ratio range
Median FMR$3,043
Median Market$3,065
vs market-$22

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.89 ratio110% standard$3,347 / 1.09 ratio
3 BR- 2 ZIPs
1.04-1.06ratio range
Median FMR$3,043
Median Market$2,905
vs market+$138

FMR is near market; voucher and private rents are aligned.

90% standard$2,739 / 0.94 ratio110% standard$3,347 / 1.15 ratio
3 BR- 2 ZIPs
1.17ratio range
Median FMR$3,043
Median Market$2,605
vs market+$438

FMR is above market; underwrite to market rent.

90% standard$2,739 / 1.05 ratio110% standard$3,347 / 1.28 ratio
3 BR- 1 ZIP
1.20ratio
FMR$3,043
Market$2,530
vs market+$513

FMR is above market; underwrite to market rent.

90% standard$2,739 / 1.08 ratio110% standard$3,347 / 1.32 ratio
0.41-1.20
4 BR
4 BR- 10 ZIPs
0.39-0.64ratio range
Median FMR$3,371
Median Market$6,405
vs market-$3,034

FMR is below market; voucher rent may lag private rents.

10
4 BR- 5 ZIPs
0.67-0.68ratio range
Median FMR$3,371
Median Market$5,000
vs market-$1,629

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.61 ratio110% standard$3,708 / 0.74 ratio
4 BR- 11 ZIPs
0.69-0.72ratio range
Median FMR$3,371
Median Market$4,730
vs market-$1,359

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.64 ratio110% standard$3,708 / 0.78 ratio
11
4 BR- 3 ZIPs
0.74-0.77ratio range
Median FMR$3,371
Median Market$4,570
vs market-$1,199

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.66 ratio110% standard$3,708 / 0.81 ratio
4 BR- 7 ZIPs
0.78-0.81ratio range
Median FMR$3,371
Median Market$4,190
vs market-$819

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.72 ratio110% standard$3,708 / 0.88 ratio
7
4 BR- 7 ZIPs
0.82-0.85ratio range
Median FMR$3,371
Median Market$4,000
vs market-$629

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.76 ratio110% standard$3,708 / 0.93 ratio
7
4 BR- 10 ZIPs
0.86-0.89ratio range
Median FMR$3,371
Median Market$3,830
vs market-$459

FMR is below market; voucher rent may lag private rents.

90% standard$3,034 / 0.79 ratio110% standard$3,708 / 0.97 ratio
10
4 BR- 2 ZIPs
0.90ratio range
Median FMR$3,371
Median Market$3,735
vs market-$364

FMR is near market; voucher and private rents are aligned.

90% standard$3,034 / 0.81 ratio110% standard$3,708 / 0.99 ratio
4 BR- 1 ZIP
0.97ratio
FMR$3,371
Market$3,490
vs market-$119

FMR is near market; voucher and private rents are aligned.

90% standard$3,034 / 0.87 ratio110% standard$3,708 / 1.06 ratio
4 BR- 1 ZIP
1.05ratio
FMR$3,371
Market$3,200
vs market+$171

FMR is near market; voucher and private rents are aligned.

90% standard$3,034 / 0.95 ratio110% standard$3,708 / 1.16 ratio
4 BR- 1 ZIP
1.09ratio
FMR$3,371
Market$3,100
vs market+$271

FMR is near market; voucher and private rents are aligned.

90% standard$3,034 / 0.98 ratio110% standard$3,708 / 1.20 ratio
4 BR- 1 ZIP
1.17ratio
FMR$3,371
Market$2,880
vs market+$491

FMR is above market; underwrite to market rent.

90% standard$3,034 / 1.05 ratio110% standard$3,708 / 1.29 ratio
4 BR- 1 ZIP
1.28ratio
FMR$3,371
Market$2,640
vs market+$731

FMR is above market; underwrite to market rent.

90% standard$3,034 / 1.15 ratio110% standard$3,708 / 1.40 ratio
4 BR- 1 ZIP
1.34ratio
FMR$3,371
Market$2,510
vs market+$861

FMR is above market; underwrite to market rent.

90% standard$3,034 / 1.21 ratio110% standard$3,708 / 1.48 ratio
0.39-1.34
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Monmouth County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
07701077020770407710077110771207716077170771807719

Monmouth County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Monmouth County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,328 and the 4 bedroom fair market rent is $3,371.

Use this page for searches like Monmouth County, NJ FMR, Monmouth County, NJ fair market rent, and Monmouth County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Monmouth County, NJ
Bedroom sizeHUD FMR
Studio$1,676
1 bedroom$1,889
2 bedroom$2,328
3 bedroom$3,043
4 bedroom$3,371
07701 FMR07702 FMR07704 FMR07710 FMR07711 FMR07712 FMR07716 FMR07717 FMR