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Monmouth County/Monmouth Beach/07750

07750

ZIPSAFMR
Monmouth County, NJ
Zillow

ZIP Investment Score

29Below average

095130300
BRFMR
Eff. Rent
0 BR$2,050$2,260
1 BR$2,260$2,330
2 BR$2,800$2,730
3 BR$3,590$3,950
4 BR$3,980$4,380
5 BR$4,577Not available
6 BR$5,264Not available
7 BR$6,053Not available
8 BR$6,961Not available

Purchase Price Calculator

Maximum purchase price
$343,760

Cost breakdown

+Likely effective rent$2,730
HUD FMR$2,800
Market rentUsed$2,730
Est. payment standard (98%)$2,750
-Principal and interest-$1,738
Loan amount$275,008
Down payment$68,752
Rate6.50%
Term30 years
-Operating costs-$792
Property taxes-$344
Insurance-$175
Utilities$0
HOA$0
Management-$273
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,485(63.2% ROI)
Projected value
$370,192
Return breakdown
Property appreciation+$26,432
Loan principal paid down+$9,853
Rental cash flow+$7,200
5-year hold
+$74,743(108.7% ROI)
Projected value
$388,933
Return breakdown
Property appreciation+$45,173
Loan principal paid down+$17,570
Rental cash flow+$12,000
10-year hold
+$162,149(235.8% ROI)
Projected value
$440,042
Return breakdown
Property appreciation+$96,282
Loan principal paid down+$41,867
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.95
2 BR
1.03
3 BR
0.49
4 BR
0.67
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 07750 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 07750 (Monmouth Beach, NJ) is $2,800 a month. That is down 4.1% from $2,920 in FY 2026. Monmouth Beach is in the Monmouth-Ocean, NJ HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 60 ZIP codes in Monmouth County, 07750 has the 15th-highest two-bedroom rent (county range $1,200–$3,420). The median county two-bedroom FMR in New Jersey is $2,233, so ZIP 07750 is 25% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 07750
BedroomsFY 2027Change90–110% range
Studio$2,050−2.4%$1,845–$2,255
1BR$2,260−4.6%$2,034–$2,486
2BR$2,800−4.1%$2,520–$3,080
3BR$3,590−6.0%$3,231–$3,949
4BR$3,980−5.9%$3,582–$4,378

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 07750
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,050$2,260$2,800$3,590$3,980
FY 2026$2,100$2,370$2,920$3,820$4,230
FY 2025$1,890$2,120$2,610$3,480$3,870
FY 2024$2,010$2,240$2,780$3,780$4,210
FY 2023$1,720$1,920$2,400$3,290$3,660

Two-bedroom rent in nearby Monmouth County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 07750
07746$3,420+22.1%
07747$2,540−9.3%
07748$2,110−24.6%
07750Current$2,800—
07751$3,330+18.9%
07752$2,330−16.8%
07753$2,380−15.0%
07754$2,330−16.8%
07755$3,250+16.1%
07756$1,710−38.9%
07757$2,490−11.1%
07758$1,540−45.0%

Questions about ZIP 07750 rents

How much will Section 8 pay for a two-bedroom in ZIP 07750?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,800, that basic range is $2,520 to $3,080 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 07750 in?

ZIP 07750 is in the Monmouth-Ocean, NJ HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 07750 for FY 2027?

The two-bedroom FMR fell 4.1%, from $2,920 in FY 2026 to $2,800 in FY 2027. Since FY 2023 it has risen 16.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMonmouth Beach, NJ fair market rentNJ statewide rentsWhat is SAFMR?Data sources