07735
ZIPFMR
Middlesex County, NJ
BRFMR
Eff. Rent
0 BR$1,804$1,980
1 BR$1,978$2,180
2 BR$2,486$2,680
3 BR$2,981$3,280
4 BR$3,296$3,630
5 BR$3,790
6 BR$4,359
7 BR$5,013
8 BR$5,765

Purchase Price Calculator

Maximum purchase price
$336,330

Cost breakdown

+Likely effective rent$2,680
HUD FMR$2,486
Market rent$2,780
Est. payment standard (108%)Used$2,680
Estimated payment standard is $2,680 (108% of FMR).
-Principal and interest-$1,701
Loan amount$269,064
Down payment$67,266
Rate6.50%
Term30 years
-Operating costs-$779
Property taxes-$336
Insurance-$175
Utilities$0
HOA$0
Management-$268
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,701(63.5% ROI)
Projected value
$362,191
Current value$336,330
Return breakdown
Property appreciation+$25,861
Loan principal paid down+$9,640
Rental cash flow+$7,200
5-year hold
+$73,387(109.1% ROI)
Projected value
$380,527
Current value$336,330
Return breakdown
Property appreciation+$44,197
Loan principal paid down+$17,191
Rental cash flow+$12,000
10-year hold
+$159,163(236.6% ROI)
Projected value
$430,531
Current value$336,330
Return breakdown
Property appreciation+$94,201
Loan principal paid down+$40,962
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$1,804
Market$2,120
vs market-$316

FMR is below market; voucher rent may lag private rents.

90% standard$1,624 / 0.77 ratio110% standard$1,984 / 0.94 ratio
0.85
1 BR
1 BR
0.86ratio
FMR$1,978
Market$2,290
vs market-$312

FMR is below market; voucher rent may lag private rents.

90% standard$1,780 / 0.78 ratio110% standard$2,176 / 0.95 ratio
0.86
2 BR
2 BR
0.89ratio
FMR$2,486
Market$2,780
vs market-$294

FMR is below market; voucher rent may lag private rents.

90% standard$2,237 / 0.80 ratio110% standard$2,735 / 0.98 ratio
0.89
3 BR
3 BR
0.86ratio
FMR$2,981
Market$3,480
vs market-$499

FMR is below market; voucher rent may lag private rents.

90% standard$2,683 / 0.77 ratio110% standard$3,279 / 0.94 ratio
0.86
4 BR
4 BR
0.83ratio
FMR$3,296
Market$3,950
vs market-$654

FMR is below market; voucher rent may lag private rents.

90% standard$2,966 / 0.75 ratio110% standard$3,626 / 0.92 ratio
0.83
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 07735 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

07735 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 07735 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,486 and the 4 bedroom fair market rent is $3,296.

Use this page for searches like 07735 FMR, 07735 fair market rent, and 07735 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 07735
Bedroom sizeHUD FMR
Studio$1,804
1 bedroom$1,978
2 bedroom$2,486
3 bedroom$2,981
4 bedroom$3,296