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TN/Shelby County/Brunswick

Brunswick, TN

CityFMR
Shelby County
Found 1 ZIP
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City Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,095$850
1 BR$1,191$870
2 BR$1,301$920
3 BR$1,717$1,260
4 BR$1,981$1,420
5 BR$2,278Not available
6 BR$2,620Not available
7 BR$3,013Not available
8 BR$3,465Not available

Purchase Price Calculator

Maximum purchase price
$74,795

Cost breakdown

+Likely effective rent$920
HUD FMR$1,301
Market rentUsed$920
Est. payment standard (90%)$1,170
-Principal and interest-$378
Loan amount$59,836
Down payment$14,959
Rate6.50%
Term30 years
-Operating costs-$342
Property taxes-$75
Insurance-$175
Utilities$0
HOA$0
Management-$92
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,095(100.9% ROI)
Projected value
$80,546
Return breakdown
Property appreciation+$5,751
Loan principal paid down+$2,144
Rental cash flow+$7,200
5-year hold
+$25,652(171.5% ROI)
Projected value
$84,624
Return breakdown
Property appreciation+$9,829
Loan principal paid down+$3,823
Rental cash flow+$12,000
10-year hold
+$54,058(361.4% ROI)
Projected value
$95,744
Return breakdown
Property appreciation+$20,949
Loan principal paid down+$9,109
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.29
1 BR
1.37
2 BR
1.41
3 BR
1.36
4 BR
1.40
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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Brunswick, TN fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in Brunswick, TN is $1,301 a month. That is up 2.1% from $1,274 in FY 2026. Brunswick is in the Memphis, TN-MS-AR HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. The median county two-bedroom FMR in Tennessee is $1,048, so Brunswick is 24% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Brunswick, TN
BedroomsFY 2027Change90–110% range
Studio$1,095+3.3%$986–$1,205
1BR$1,191+3.2%$1,072–$1,310
2BR$1,301+2.1%$1,171–$1,431
3BR$1,717+2.0%$1,545–$1,889
4BR$1,981+1.1%$1,783–$2,179

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Brunswick, TN
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,095$1,191$1,301$1,717$1,981
FY 2026$1,060$1,154$1,274$1,683$1,959
FY 2025$1,105$1,207$1,355$1,781$2,086
FY 2024$1,031$1,146$1,298$1,711$1,995
FY 2023$800$902$1,032$1,365$1,584

Questions about Brunswick, TN rents

How much will Section 8 pay for a two-bedroom in Brunswick, TN?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,301, that basic range is $1,171 to $1,431 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Brunswick, TN in?

Brunswick, TN is in the Memphis, TN-MS-AR HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in Brunswick, TN for FY 2027?

The two-bedroom FMR rose 2.1%, from $1,274 in FY 2026 to $1,301 in FY 2027. Since FY 2023 it has risen 26.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set