NY/Suffolk County/CALVERTON
CALVERTON, NY
CitySAFMR
Suffolk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,020$2,120
1 BR$2,410$2,060
2 BR$2,780$3,060
3 BR$3,610$3,730
4 BR$3,810$4,190
5 BR$4,382
6 BR$5,039
7 BR$5,795
8 BR$6,664

Purchase Price Calculator

Maximum purchase price
$392,798

Cost breakdown

+Likely effective rent$3,060
HUD FMR$2,780
Market rent$3,320
Est. payment standard (110%)Used$3,060
Estimated payment standard is $3,060 (110% of FMR).
-Principal and interest-$1,986
Loan amount$314,239
Down payment$78,560
Rate6.50%
Term30 years
-Operating costs-$874
Property taxes-$393
Insurance-$175
Utilities$0
HOA$0
Management-$306
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,661(61.9% ROI)
Projected value
$423,001
Current value$392,798
Return breakdown
Property appreciation+$30,203
Loan principal paid down+$11,258
Rental cash flow+$7,200
5-year hold
+$83,694(106.5% ROI)
Projected value
$444,415
Current value$392,798
Return breakdown
Property appreciation+$51,617
Loan principal paid down+$20,077
Rental cash flow+$12,000
10-year hold
+$181,856(231.5% ROI)
Projected value
$502,815
Current value$392,798
Return breakdown
Property appreciation+$110,017
Loan principal paid down+$47,839
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11933
0.93ratio
FMR$2,020
Market$2,170
vs market-$150

FMR is near market; voucher and private rents are aligned.

90% standard$1,818 / 0.84 ratio110% standard$2,222 / 1.02 ratio
0.93
1 BR
1 BR- 11933
1.17ratio
FMR$2,410
Market$2,060
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,169 / 1.05 ratio110% standard$2,651 / 1.29 ratio
1.17
2 BR
2 BR- 11933
0.84ratio
FMR$2,780
Market$3,320
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$2,502 / 0.75 ratio110% standard$3,058 / 0.92 ratio
0.84
3 BR
3 BR- 11933
0.95ratio
FMR$3,610
Market$3,800
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$3,249 / 0.85 ratio110% standard$3,971 / 1.04 ratio
0.95
4 BR
4 BR- 11933
0.72ratio
FMR$3,810
Market$5,270
vs market-$1,460

FMR is below market; voucher rent may lag private rents.

90% standard$3,429 / 0.65 ratio110% standard$4,191 / 0.80 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CALVERTON, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CALVERTON, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CALVERTON, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,780 and the 4 bedroom fair market rent is $3,810.

Use this page for searches like CALVERTON, NY FMR, CALVERTON, NY fair market rent, and CALVERTON, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CALVERTON, NY
Bedroom sizeHUD FMR
Studio$2,020
1 bedroom$2,410
2 bedroom$2,780
3 bedroom$3,610
4 bedroom$3,810