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NY/Suffolk County/Calverton

Calverton, NY

CitySAFMR
Suffolk County
Found 1 ZIP

City Median Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,820$2,000
1 BR$2,170$2,060
2 BR$2,510$2,760
3 BR$3,250$3,580
4 BR$3,430$3,770
5 BR$3,944Not available
6 BR$4,536Not available
7 BR$5,217Not available
8 BR$5,999Not available

Purchase Price Calculator

Maximum purchase price
$348,218

Cost breakdown

+Likely effective rent$2,760
HUD FMR$2,510
Market rent$3,320
Est. payment standard (110%)Used$2,760
-Principal and interest-$1,761
Loan amount$278,575
Down payment$69,644
Rate6.50%
Term30 years
-Operating costs-$799
Property taxes-$348
Insurance-$175
Utilities$0
HOA$0
Management-$276
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$43,955(63.1% ROI)
Projected value
$374,993
Return breakdown
Property appreciation+$26,775
Loan principal paid down+$9,981
Rental cash flow+$7,200
5-year hold
+$75,557(108.5% ROI)
Projected value
$393,977
Return breakdown
Property appreciation+$45,759
Loan principal paid down+$17,798
Rental cash flow+$12,000
10-year hold
+$163,940(235.4% ROI)
Projected value
$445,749
Return breakdown
Property appreciation+$97,531
Loan principal paid down+$42,410
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.84
1 BR
1.05
2 BR
0.76
3 BR
0.86
4 BR
0.65
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Calverton, NY fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Calverton, NY is $2,510 a month. That is down 9.7% from $2,780 in FY 2026. Calverton is in the Nassau-Suffolk, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,689. The median county two-bedroom FMR in New York is $1,385, so Calverton is 81% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Calverton, NY
BedroomsFY 2027Change90–110% range
Studio$1,820−9.9%$1,638–$2,002
1BR$2,170−10.0%$1,953–$2,387
2BR$2,510−9.7%$2,259–$2,761
3BR$3,250−10.0%$2,925–$3,575
4BR$3,430−10.0%$3,087–$3,773

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Calverton, NY
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,820$2,170$2,510$3,250$3,430
FY 2026$2,020$2,410$2,780$3,610$3,810
FY 2025$1,960$2,380$2,750$3,560$3,820
FY 2024$1,910$2,400$2,810$3,640$3,940
FY 2023$1,820$2,270$2,720$3,500$3,840

Questions about Calverton, NY rents

How much will Section 8 pay for a two-bedroom in Calverton, NY?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,689, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,420 to $2,958 a month; under the ZIP-level Small Area FMR of $2,510 it would be $2,259 to $2,761. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Calverton, NY in?

Calverton, NY is in the Nassau-Suffolk, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,689.

How much did fair market rent change in Calverton, NY for FY 2027?

The two-bedroom FMR fell 9.7%, from $2,780 in FY 2026 to $2,510 in FY 2027. Since FY 2023 it has fallen 7.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set