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Camden, NC

CitySAFMR
Camden County
Found 1 ZIP

City Median Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,330
1 BR$1,230$1,350
2 BR$1,370$1,510
3 BR$1,900$1,870
4 BR$2,290$2,040
5 BR$2,634Not available
6 BR$3,029Not available
7 BR$3,483Not available
8 BR$4,005Not available

Purchase Price Calculator

Maximum purchase price
$162,469

Cost breakdown

+Likely effective rent$1,510
HUD FMR$1,370
Market rent$1,770
Est. payment standard (110%)Used$1,510
-Principal and interest-$822
Loan amount$129,975
Down payment$32,494
Rate6.50%
Term30 years
-Operating costs-$488
Property taxes-$162
Insurance-$175
Utilities$0
HOA$0
Management-$151
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,349(74.9% ROI)
Projected value
$174,961
Return breakdown
Property appreciation+$12,492
Loan principal paid down+$4,657
Rental cash flow+$7,200
5-year hold
+$41,654(128.2% ROI)
Projected value
$183,819
Return breakdown
Property appreciation+$21,350
Loan principal paid down+$8,304
Rental cash flow+$12,000
10-year hold
+$89,292(274.8% ROI)
Projected value
$207,974
Return breakdown
Property appreciation+$45,505
Loan principal paid down+$19,787
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.70
1 BR
0.71
2 BR
0.77
3 BR
1.02
4 BR
1.12
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

Camden, NC fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Camden, NC is $1,370 a month. That is up 1.5% from $1,350 in FY 2026. Camden is in the Camden County, NC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,364. The median county two-bedroom FMR in North Carolina is $1,145, so Camden is 20% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for Camden, NC
BedroomsFY 2027Change90–110% range
Studio$1,210+2.5%$1,089–$1,331
1BR$1,230+2.5%$1,107–$1,353
2BR$1,370+1.5%$1,233–$1,507
3BR$1,900+1.1%$1,710–$2,090
4BR$2,290+1.3%$2,061–$2,519

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for Camden, NC
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,230$1,370$1,900$2,290
FY 2026$1,180$1,200$1,350$1,880$2,260
FY 2025$1,050$1,060$1,210$1,700$2,030
FY 2024$870$870$1,010$1,420$1,710
FY 2023$830$840$980$1,390$1,670

Questions about Camden, NC rents

How much will Section 8 pay for a two-bedroom in Camden, NC?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,364, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,228 to $1,500 a month; under the ZIP-level Small Area FMR of $1,370 it would be $1,233 to $1,507. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is Camden, NC in?

Camden, NC is in the Camden County, NC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,364.

How much did fair market rent change in Camden, NC for FY 2027?

The two-bedroom FMR rose 1.5%, from $1,350 in FY 2026 to $1,370 in FY 2027. Since FY 2023 it has risen 39.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set