NJ/Camden County/CAMDEN
CAMDEN, NJ
CityFMR
Camden County
Found 5 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,397▲$1,250 – $1,540
1 BR$1,520▲$1,360 – $1,660
2 BR$1,810▲$1,620 – $1,990
3 BR$2,170▼$1,760 – $2,390
4 BR$2,423▼$2,000 – $2,670
5 BR$2,786▼—
6 BR$3,204▼—
7 BR$3,685▼—
8 BR$4,238▼—

Purchase Price Calculator

Maximum purchase price
$187,731

Cost breakdown

+Likely effective rent$1,680
HUD FMR$1,810
Market rentUsed$1,680
Est. payment standard (95%)$1,730
Market rent is below the inferred standard ($1,730, 95% of FMR).
-Principal and interest-$949
Loan amount$150,185
Down payment$37,546
Rate6.50%
Term30 years
-Operating costs-$531
Property taxes-$188
Insurance-$175
Utilities$0
HOA$0
Management-$168
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,015(72.0% ROI)
Projected value
$202,166
Current value$187,731
Return breakdown
Property appreciation+$14,435
Loan principal paid down+$5,381
Rental cash flow+$7,200
5-year hold
+$46,265(123.2% ROI)
Projected value
$212,400
Current value$187,731
Return breakdown
Property appreciation+$24,669
Loan principal paid down+$9,595
Rental cash flow+$12,000
10-year hold
+$99,444(264.9% ROI)
Projected value
$240,311
Current value$187,731
Return breakdown
Property appreciation+$52,581
Loan principal paid down+$22,864
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.86-0.88ratio range
Median FMR$1,397
Median Market$1,605
vs market-$208

FMR is below market; voucher rent may lag private rents.

90% standard$1,257 / 0.78 ratio110% standard$1,537 / 0.96 ratio
2
Studio- 1 ZIP
0.96ratio
FMR$1,397
Market$1,460
vs market-$63

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.86 ratio110% standard$1,537 / 1.05 ratio
1
Studio- 1 ZIP
1.05ratio
FMR$1,397
Market$1,330
vs market+$67

FMR is near market; voucher and private rents are aligned.

90% standard$1,257 / 0.95 ratio110% standard$1,537 / 1.16 ratio
1
Studio- 1 ZIP
1.12ratio
FMR$1,397
Market$1,250
vs market+$147

FMR is above market; underwrite to market rent.

90% standard$1,257 / 1.01 ratio110% standard$1,537 / 1.23 ratio
1
0.86-1.12
1 BR
1 BR- 1 ZIP
0.87ratio
FMR$1,520
Market$1,740
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,368 / 0.79 ratio110% standard$1,672 / 0.96 ratio
1
1 BR- 1 ZIP
0.92ratio
FMR$1,520
Market$1,650
vs market-$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.83 ratio110% standard$1,672 / 1.01 ratio
1
1 BR- 2 ZIPs
1.02-1.03ratio range
Median FMR$1,520
Median Market$1,480
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,368 / 0.92 ratio110% standard$1,672 / 1.13 ratio
2
1 BR- 1 ZIP
1.12ratio
FMR$1,520
Market$1,360
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$1,368 / 1.01 ratio110% standard$1,672 / 1.23 ratio
1
0.87-1.12
2 BR
2 BR- 1 ZIP
0.81ratio
FMR$1,810
Market$2,240
vs market-$430

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.73 ratio110% standard$1,991 / 0.89 ratio
1
2 BR- 1 ZIP
0.82ratio
FMR$1,810
Market$2,210
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$1,629 / 0.74 ratio110% standard$1,991 / 0.90 ratio
1
2 BR- 1 ZIP
1.08ratio
FMR$1,810
Market$1,680
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,629 / 0.97 ratio110% standard$1,991 / 1.19 ratio
1
2 BR- 2 ZIPs
1.10-1.12ratio range
Median FMR$1,810
Median Market$1,630
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$1,629 / 1.00 ratio110% standard$1,991 / 1.22 ratio
2
0.81-1.12
3 BR
3 BR- 1 ZIP
0.78ratio
FMR$2,170
Market$2,770
vs market-$600

FMR is below market; voucher rent may lag private rents.

90% standard$1,953 / 0.71 ratio110% standard$2,387 / 0.86 ratio
1
3 BR- 1 ZIP
0.99ratio
FMR$2,170
Market$2,190
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.89 ratio110% standard$2,387 / 1.09 ratio
1
3 BR- 1 ZIP
1.06ratio
FMR$2,170
Market$2,050
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,953 / 0.95 ratio110% standard$2,387 / 1.16 ratio
1
3 BR- 1 ZIP
1.20ratio
FMR$2,170
Market$1,810
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.08 ratio110% standard$2,387 / 1.32 ratio
1
3 BR- 1 ZIP
1.23ratio
FMR$2,170
Market$1,760
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.11 ratio110% standard$2,387 / 1.36 ratio
1
0.78-1.23
4 BR
4 BR- 1 ZIP
0.74ratio
FMR$2,423
Market$3,270
vs market-$847

FMR is below market; voucher rent may lag private rents.

90% standard$2,181 / 0.67 ratio110% standard$2,665 / 0.82 ratio
1
4 BR- 1 ZIP
0.98ratio
FMR$2,423
Market$2,460
vs market-$37

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.89 ratio110% standard$2,665 / 1.08 ratio
1
4 BR- 1 ZIP
1.05ratio
FMR$2,423
Market$2,310
vs market+$113

FMR is near market; voucher and private rents are aligned.

90% standard$2,181 / 0.94 ratio110% standard$2,665 / 1.15 ratio
1
4 BR- 1 ZIP
1.12ratio
FMR$2,423
Market$2,160
vs market+$263

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.01 ratio110% standard$2,665 / 1.23 ratio
1
4 BR- 1 ZIP
1.21ratio
FMR$2,423
Market$2,000
vs market+$423

FMR is above market; underwrite to market rent.

90% standard$2,181 / 1.09 ratio110% standard$2,665 / 1.33 ratio
1
0.74-1.21
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CAMDEN, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
Related ZIPs
0810108102081030810408105

CAMDEN, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for CAMDEN, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,810 and the 4 bedroom fair market rent is $2,423.

Use this page for searches like CAMDEN, NJ FMR, CAMDEN, NJ fair market rent, and CAMDEN, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CAMDEN, NJ
Bedroom sizeHUD FMR
Studio$1,397
1 bedroom$1,520
2 bedroom$1,810
3 bedroom$2,170
4 bedroom$2,423
Camden County fair market rent08101 FMR08102 FMR08103 FMR08104 FMR08105 FMR