NY/Suffolk County/CENTERPORT
CENTERPORT, NY
CitySAFMR
Suffolk County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$2,990$2,430
1 BR$3,570$2,800
2 BR$4,120$3,150
3 BR$5,340$4,390
4 BR$5,650$5,290
5 BR$6,497
6 BR$7,472
7 BR$8,593
8 BR$9,882

Purchase Price Calculator

Maximum purchase price
$406,172

Cost breakdown

+Likely effective rent$3,150
HUD FMR$4,120
Market rentUsed$3,150
Est. payment standard (90%)$3,710
Market rent is below the inferred standard ($3,710, 90% of FMR).
-Principal and interest-$2,054
Loan amount$324,938
Down payment$81,234
Rate6.50%
Term30 years
-Operating costs-$896
Property taxes-$406
Insurance-$175
Utilities$0
HOA$0
Management-$315
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,073(61.6% ROI)
Projected value
$437,403
Current value$406,172
Return breakdown
Property appreciation+$31,231
Loan principal paid down+$11,642
Rental cash flow+$7,200
5-year hold
+$86,135(106.0% ROI)
Projected value
$459,547
Current value$406,172
Return breakdown
Property appreciation+$53,374
Loan principal paid down+$20,760
Rental cash flow+$12,000
10-year hold
+$187,231(230.5% ROI)
Projected value
$519,935
Current value$406,172
Return breakdown
Property appreciation+$113,763
Loan principal paid down+$49,468
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 11721
1.23ratio
FMR$2,990
Market$2,430
vs market+$560

FMR is above market; underwrite to market rent.

90% standard$2,691 / 1.11 ratio110% standard$3,289 / 1.35 ratio
1.23
1 BR
1 BR- 11721
1.27ratio
FMR$3,570
Market$2,800
vs market+$770

FMR is above market; underwrite to market rent.

90% standard$3,213 / 1.15 ratio110% standard$3,927 / 1.40 ratio
1.27
2 BR
2 BR- 11721
1.31ratio
FMR$4,120
Market$3,150
vs market+$970

FMR is above market; underwrite to market rent.

90% standard$3,708 / 1.18 ratio110% standard$4,532 / 1.44 ratio
1.31
3 BR
3 BR- 11721
1.22ratio
FMR$5,340
Market$4,390
vs market+$950

FMR is above market; underwrite to market rent.

90% standard$4,806 / 1.09 ratio110% standard$5,874 / 1.34 ratio
1.22
4 BR
4 BR- 11721
1.07ratio
FMR$5,650
Market$5,290
vs market+$360

FMR is near market; voucher and private rents are aligned.

90% standard$5,085 / 0.96 ratio110% standard$6,215 / 1.17 ratio
1.07
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for CENTERPORT, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

CENTERPORT, NY fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for CENTERPORT, NY shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,120 and the 4 bedroom fair market rent is $5,650.

Use this page for searches like CENTERPORT, NY FMR, CENTERPORT, NY fair market rent, and CENTERPORT, NY Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for CENTERPORT, NY
Bedroom sizeHUD FMR
Studio$2,990
1 bedroom$3,570
2 bedroom$4,120
3 bedroom$5,340
4 bedroom$5,650